Compare sales with the profit left after direct costs and the profit left after all expenses and taxes.Formula: Gross profit = revenue − cost of revenue
Net income = total income − total expenses
Latest period Q2 '26. Revenue 744.32M. Gross profit 686.46M. Net profit 49.72M.
RevenueGross profitNet profit
See which business lines, products, or regions generate the company’s sales.Formula: Company revenue = Σ(segment revenues) + reconciliation adjustments
Latest period Q2 '26. Auto Finance 10.11M. Credit And Other Investments 734.21M.
Credit And Debit CardService Charges And Other Customer Related FeesServicing IncomeAuto FinanceCredit And Other Investments
See how much of each dollar of sales remains after direct costs, after running the business, and after all expenses and taxes.Formula: Gross margin = gross profit ÷ revenue × 100%
Operating margin = operating income ÷ revenue × 100%
Net margin = net income ÷ revenue × 100%
Latest period Q2 '26. Gross margin 92.2%. Operating margin 71.1%. Net profit margin 6.7%.
Gross marginOperating marginNet profit margin
See the amounts the company has committed to pay that its balance sheet does not record yet: leases it has signed that have not started, unconditional purchase and other contractual commitments, and the most it could have to pay under guarantees and credit backstops. Amounts are as the filing reports them at each balance-sheet date.Formula: Commitments = leases not yet commenced + purchase & other commitments + maximum guarantee exposure
Latest period Q2 '26. Purchase & other commitments 16M.
Leases not yet commencedPurchase & other commitmentsGuarantees & contingent commitments
Compare cash generated by the business, spending on long-lived assets, and what remains afterward.Formula: Free cash flow = operating cash flow − capital expenditures
$
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Latest period Q2 '26. Operating cash flow 276.9M.
Operating cash flowCapexFree cash flow
Compare the company’s cash cushion with its borrowings. Negative net cash means debt is greater than cash.Formula: Net cash = cash − debt
Latest period 2026. Cash 555.2M. Debt 6.3B.
CashDebtNet cash
Profit for each share over the trailing 12 months, adjusted for stock splits.Formula: Earnings available to common shareholders ÷ weighted-average shares
$/shareUsing split history cached 2026-09-23; assuming no new splits
Earnings period 2017-01-01 to 2017-03-31. Shares as of 2017-03-31: 15,348,086 source shares.
Earnings period 2017-04-01 to 2017-06-30. Shares as of 2017-06-30: 15,443,384 source shares.
Earnings period 2017-07-01 to 2017-09-30. Shares as of 2017-09-30: 15,335,468 source shares.
Earnings period 2017-01-01 to 2017-12-31. Shares as of 2017-12-31: 15,291,884 source shares.
Earnings period 2018-01-01 to 2018-03-31. Shares as of 2018-03-31: 15,353,878 source shares.
Earnings period 2018-04-01 to 2018-06-30. Shares as of 2018-06-30: 15,341,425 source shares.
Earnings period 2018-07-01 to 2018-09-30. Shares as of 2018-09-30: 15,372,542 source shares.
Earnings period 2018-01-01 to 2018-12-31. Shares as of 2018-12-31: 15,563,574 source shares.
Earnings period 2019-01-01 to 2019-03-31. Shares as of 2019-03-31: 15,977,130 source shares.
Earnings period 2019-04-01 to 2019-06-30. Shares as of 2019-06-30: 16,123,285 source shares.
Earnings period 2019-07-01 to 2019-09-30. Shares as of 2019-09-30: 15,949,853 source shares.
Earnings period 2019-01-01 to 2019-12-31. Shares as of 2019-12-31: 15,885,314 source shares.
Earnings period 2020-01-01 to 2020-03-31. Shares as of 2020-03-31: 15,877,505 source shares.
Earnings period 2020-04-01 to 2020-06-30. Shares as of 2020-06-30: 15,904,173 source shares.
Earnings period 2020-07-01 to 2020-09-30. Shares as of 2020-09-30: 15,967,856 source shares.
Earnings period 2020-01-01 to 2020-12-31. Shares as of 2020-12-31: 16,115,353 source shares.
Earnings period 2021-01-01 to 2021-03-31. Shares as of 2021-03-31: 16,640,267 source shares.
Earnings period 2021-04-01 to 2021-06-30. Shares as of 2021-06-30: 16,638,161 source shares.
Earnings period 2021-07-01 to 2021-09-30. Shares as of 2021-09-30: 15,094,382 source shares.
Earnings period 2021-01-01 to 2021-12-31. Shares as of 2021-12-31: 14,804,408 source shares.
Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-03-31: 14,912,895 source shares.
Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-06-30: 14,561,078 source shares.
Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-09-30: 14,445,295 source shares.
Earnings period 2022-01-01 to 2022-12-31. Shares as of 2022-12-31: 14,453,415 source shares.
Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-03-31: 14,528,546 source shares.
Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-06-30: 14,428,039 source shares.
Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-09-30: 14,651,321 source shares.
Earnings period 2023-01-01 to 2023-12-31. Shares as of 2023-12-31: 14,603,563 source shares.
Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-03-31: 14,792,159 source shares.
Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-06-30: 14,748,938 source shares.
Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-09-30: 14,738,862 source shares.
Earnings period 2024-01-01 to 2024-12-31. Shares as of 2024-12-31: 14,904,192 source shares.
Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-03-31: 15,097,243 source shares.
Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-06-30: 15,125,831 source shares.
Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-09-30: 15,127,014 source shares.
Earnings period 2025-01-01 to 2025-12-31. Shares as of 2025-12-31: 14,922,462 source shares.
Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-03-31: 15,086,414 source shares.
Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-06-30: 15,170,081 source shares.
Latest period Q2 2026. EPS (TTM) 9.54.
EPS (TTM)
How much investors pay for each dollar of the company’s yearly earnings. It is not useful when the company has no profit.Formula: Share price ÷ trailing 12-month EPS
Using split history cached 2026-09-23; assuming no new splits
Earnings period 2017-01-01 to 2017-03-31. Shares as of 2017-03-31: 15,348,086 source shares. Nearby weekly price on 2017-03-30.
Earnings period 2017-04-01 to 2017-06-30. Shares as of 2017-06-30: 15,443,384 source shares. Weekly price on 2017-06-30.
Earnings period 2017-07-01 to 2017-09-30. Shares as of 2017-09-30: 15,335,468 source shares. Nearby weekly price on 2017-09-29.
Earnings period 2017-01-01 to 2017-12-31. Shares as of 2017-12-31: 15,291,884 source shares. Nearby weekly price on 2017-12-29.
Earnings period 2018-01-01 to 2018-03-31. Shares as of 2018-03-31: 15,353,878 source shares. Nearby weekly price on 2018-03-29.
Earnings period 2018-04-01 to 2018-06-30. Shares as of 2018-06-30: 15,341,425 source shares. Nearby weekly price on 2018-06-29.
Earnings period 2018-07-01 to 2018-09-30. Shares as of 2018-09-30: 15,372,542 source shares. Nearby weekly price on 2018-09-28.
Earnings period 2018-01-01 to 2018-12-31. Shares as of 2018-12-31: 15,563,574 source shares. Nearby weekly price on 2018-12-27.
Earnings period 2019-01-01 to 2019-03-31. Shares as of 2019-03-31: 15,977,130 source shares. Nearby weekly price on 2019-03-29.
Earnings period 2019-04-01 to 2019-06-30. Shares as of 2019-06-30: 16,123,285 source shares. Nearby weekly price on 2019-06-28.
Earnings period 2019-07-01 to 2019-09-30. Shares as of 2019-09-30: 15,949,853 source shares. Nearby weekly price on 2019-09-27.
Earnings period 2019-01-01 to 2019-12-31. Shares as of 2019-12-31: 15,885,314 source shares. Nearby weekly price on 2020-01-03.
Earnings period 2020-01-01 to 2020-03-31. Shares as of 2020-03-31: 15,877,505 source shares. Nearby weekly price on 2020-04-03.
Earnings period 2020-04-01 to 2020-06-30. Shares as of 2020-06-30: 15,904,173 source shares. Nearby weekly price on 2020-07-02.
Earnings period 2020-07-01 to 2020-09-30. Shares as of 2020-09-30: 15,967,856 source shares. Nearby weekly price on 2020-10-02.
Earnings period 2020-01-01 to 2020-12-31. Shares as of 2020-12-31: 16,115,353 source shares. Weekly price on 2020-12-31.
Earnings period 2021-01-01 to 2021-03-31. Shares as of 2021-03-31: 16,640,267 source shares. Nearby weekly price on 2021-04-01.
Earnings period 2021-04-01 to 2021-06-30. Shares as of 2021-06-30: 16,638,161 source shares. Nearby weekly price on 2021-07-02.
Earnings period 2021-07-01 to 2021-09-30. Shares as of 2021-09-30: 15,094,382 source shares. Nearby weekly price on 2021-10-01.
Earnings period 2021-01-01 to 2021-12-31. Shares as of 2021-12-31: 14,804,408 source shares. Weekly price on 2021-12-31.
Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-03-31: 14,912,895 source shares. Nearby weekly price on 2022-04-01.
Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-06-30: 14,561,078 source shares. Nearby weekly price on 2022-07-01.
Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-09-30: 14,445,295 source shares. Weekly price on 2022-09-30.
Earnings period 2022-01-01 to 2022-12-31. Shares as of 2022-12-31: 14,453,415 source shares. Nearby weekly price on 2022-12-30.
Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-03-31: 14,528,546 source shares. Weekly price on 2023-03-31.
Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-06-30: 14,428,039 source shares. Weekly price on 2023-06-30.
Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-09-30: 14,651,321 source shares. Nearby weekly price on 2023-09-29.
Earnings period 2023-01-01 to 2023-12-31. Shares as of 2023-12-31: 14,603,563 source shares. Nearby weekly price on 2023-12-29.
Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-03-31: 14,792,159 source shares. Nearby weekly price on 2024-03-28.
Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-06-30: 14,748,938 source shares. Nearby weekly price on 2024-06-28.
Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-09-30: 14,738,862 source shares. Nearby weekly price on 2024-09-27.
Earnings period 2024-01-01 to 2024-12-31. Shares as of 2024-12-31: 14,904,192 source shares. Nearby weekly price on 2025-01-03.
Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-03-31: 15,097,243 source shares. Nearby weekly price on 2025-03-28.
Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-06-30: 15,125,831 source shares. Nearby weekly price on 2025-06-27.
Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-09-30: 15,127,014 source shares. Nearby weekly price on 2025-10-03.
Earnings period 2025-01-01 to 2025-12-31. Shares as of 2025-12-31: 14,922,462 source shares. Nearby weekly price on 2026-01-02.
Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-03-31: 15,086,414 source shares. Nearby weekly price on 2026-04-02.
Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-06-30: 15,170,081 source shares. Nearby weekly price on 2026-07-02.
Latest period Q2 2026. P/E ratio 10.1x.
P/E ratio
See how the number of shares changes over time. More shares can mean each existing share owns a smaller slice of the company.Formula: Outstanding shares = issued shares − treasury shares
Share-count growth = (current shares ÷ previous shares − 1) × 100%
Stock split history may be out of date.
Latest period 2026. Shares outstanding 15.2M. Class detail unavailable 15.2M.
