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Scammers are always coming up with new ways to steal personal information. One of the latest scams doesn’t involve downloading a virus or clicking a fake link—it tricks people into changing a setting on their own phone. This scam is often called the “*21 scam.” It works by convincing someone to turn on a phone […]
According to the FBI, reports of elder fraud to the FBI's Internet Crime Complaint Center rose by 14% in 2023. With scams targeting seniors on the rise, it’s important to remain vigilant and learn how to prevent future incidents. In this blog, we’ll discuss a few reasons seniors might be targeted for scams as well as a few common scams and how to avoid them.
In today’s changing technological world, banking has continued evolving to offer convenient financial management services. In fact, a survey by the American Bankers Association shows that 55% of bank customers choose a mobile banking app as their preferred method for managing their banking accounts.
According to the FBI, reports of elder fraud to the FBI's Internet Crime Complaint Center rose by 14% in 2023. With scams targeting seniors on the rise, it’s important to remain vigilant and learn how to prevent future incidents. In this blog, we’ll discuss a few reasons seniors might be targeted for scams as well as a few common scams and how to avoid them.
’Tis the Season! Stay safe and stay alert for holiday fraudsters! Bank of the James is gearing up for the highest spending season of the year! This is a time when fraudsters amp up their schemes more than usual. Here are a few common scams that we see and some guidance to point our customers […]
In total, 76% of Americans say they’ve never used the payment apps PayPal, Venmo, Zelle, or Cash App. With the financial world becoming increasingly digital and advanced payment options available at your fingertips, it can be tricky to decide whether payment apps are a safe option. Today we’ll discuss the basics of digital wallets and payment apps, including their safety. We’ll also give you tips on how to use them securely if you choose to.
At Bank of the James, we understand the importance of providing our business clients with the tools they need to succeed. One such tool is a business line of credit, a flexible financing option that can be a game-changer for businesses of all sizes. Here’s why establishing a business line of credit could be one of the smartest financial decisions a company can make.