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Visnia

CCREDIT ACCEPTANCE CORP

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C

CREDIT ACCEPTANCE CORP

$562.34Close · Sep 22, 2026
  • Overview
  • Financial statements
  • Metrics
    • Revenue & profit
    • Revenue by segment
    • Launches
    • Revenue concentration
    • Margins
    • Contracted revenue
    • Off-balance-sheet commitments
    • Cash flow
    • Cash & debt
    • Earnings per share
    • P/E ratio
    • Share count & dilution
  • Quarterly earnings
  • Similar companies
  • Insider Transactions
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Metrics

Revenue & profit
Revenue by segment
Margins
Contracted revenue
Cash flow
Cash & debt
Earnings per share
Share count & dilution

Metrics

Compare sales with the profit left after direct costs and the profit left after all expenses and taxes.Formula: Gross profit = revenue − cost of revenue Net income = total income − total expenses
Q2 ’262017201820192020202120222023202420250200M400M600MLatest period Q2 '26. Revenue 587.4M. Gross profit 302.7M. Net profit 135.9M.
RevenueGross profitNet profit
See how much of each dollar of sales remains after direct costs, after running the business, and after all expenses and taxes.Formula: Gross margin = gross profit ÷ revenue × 100% Operating margin = operating income ÷ revenue × 100% Net margin = net income ÷ revenue × 100%
Q2 ’26201720182019202020212022202320242025-20%0%20%40%60%80%Latest period Q2 '26. Gross margin 51.5%. Operating margin 28.7%. Net profit margin 23.1%.
Gross marginOperating marginNet profit margin
Compare cash generated by the business, spending on long-lived assets, and what remains afterward.Formula: Free cash flow = operating cash flow − capital expenditures
$
Q2 ’262017201820192020202120222023202420250100M200M300M
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    Latest period Q2 '26. Operating cash flow 309.5M. Capex -1.6M. Free cash flow 307.9M.
    Operating cash flowCapexFree cash flow
    Compare the company’s cash cushion with its borrowings. Negative net cash means debt is greater than cash.Formula: Net cash = cash − debt
    202620172018201920202021202220232024202501B2B3B4B5B
        Latest period 2026. Cash 1.4M. Debt 5.2B.
        CashDebtNet cash
        Profit for each share over the trailing 12 months, adjusted for stock splits.Formula: Earnings available to common shareholders ÷ weighted-average shares
        $/shareUsing split history cached 2026-09-23; assuming no new splits
        Q2 ’262017201820192020202120222023202420250.0020.0040.0060.00
          • Earnings period 2017-01-01 to 2017-03-31. Shares as of 2017-03-31: 20,328,546 source shares.
          • Earnings period 2017-04-01 to 2017-06-30. Shares as of 2017-06-30: 19,310,346 source shares.
          • Earnings period 2017-07-01 to 2017-09-30. Shares as of 2017-09-30: 19,310,346 source shares.
          • Earnings period 2017-01-01 to 2017-12-31. Shares as of 2017-12-31: 19,310,049 source shares.
          • Earnings period 2018-01-01 to 2018-03-31. Shares as of 2018-03-31: 19,309,937 source shares.
          • Earnings period 2018-04-01 to 2018-06-30. Shares as of 2018-06-30: 19,309,645 source shares.
          • Earnings period 2018-07-01 to 2018-09-30. Shares as of 2018-09-30: 19,309,614 source shares.
          • Earnings period 2018-01-01 to 2018-12-31. Shares as of 2018-12-31: 18,972,558 source shares.
          • Earnings period 2019-01-01 to 2019-03-31. Shares as of 2019-03-31: 18,797,071 source shares.
          • Earnings period 2019-04-01 to 2019-06-30. Shares as of 2019-06-30: 18,796,876 source shares.
          • Earnings period 2019-07-01 to 2019-09-30. Shares as of 2019-09-30: 18,796,770 source shares.
          • Earnings period 2019-01-01 to 2019-12-31. Shares as of 2019-12-31: 18,352,779 source shares.
          • Earnings period 2020-01-01 to 2020-03-31. Shares as of 2020-03-31: 17,649,748 source shares.
          • Earnings period 2020-04-01 to 2020-06-30. Shares as of 2020-06-30: 17,649,748 source shares.
          • Earnings period 2020-07-01 to 2020-09-30. Shares as of 2020-09-30: 17,649,382 source shares.
          • Earnings period 2020-01-01 to 2020-12-31. Shares as of 2020-12-31: 17,092,432 source shares.
          • Earnings period 2021-01-01 to 2021-03-31. Shares as of 2021-03-31: 16,710,422 source shares.
          • Earnings period 2021-04-01 to 2021-06-30. Shares as of 2021-06-30: 16,003,249 source shares.
          • Earnings period 2021-07-01 to 2021-09-30. Shares as of 2021-09-30: 14,716,977 source shares.
          • Earnings period 2021-01-01 to 2021-12-31. Shares as of 2021-12-31: 14,145,888 source shares.
          • Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-03-31: 13,363,783 source shares.
          • Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-06-30: 12,975,455 source shares.
          • Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-09-30: 12,924,711 source shares.
          • Earnings period 2022-01-01 to 2022-12-31. Shares as of 2022-12-31: 12,756,885 source shares.
          • Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-03-31: 12,836,907 source shares.
          • Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-06-30: 12,821,681 source shares.
          • Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-09-30: 12,566,219 source shares.
          • Earnings period 2023-01-01 to 2023-12-31. Shares as of 2023-12-31: 12,522,397 source shares.
          • Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-03-31: 12,220,580 source shares.
          • Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-06-30: 12,111,128 source shares.
          • Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-09-30: 12,111,600 source shares.
          • Earnings period 2024-01-01 to 2024-12-31. Shares as of 2024-12-31: 12,048,151 source shares.
          • Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-03-31: 11,747,851 source shares.
          • Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-06-30: 11,237,396 source shares.
          • Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-09-30: 11,041,431 source shares.
          • Earnings period 2025-01-01 to 2025-12-31. Shares as of 2025-12-31: 10,680,143 source shares.
          • Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-03-31: 10,423,120 source shares.
          • Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-06-30: 10,376,049 source shares.
          Latest period Q2 2026. EPS (TTM) 48.37.
          EPS (TTM)
          How much investors pay for each dollar of the company’s yearly earnings. It is not useful when the company has no profit.Formula: Share price ÷ trailing 12-month EPS
          Using split history cached 2026-09-23; assuming no new splits
          Q2 ’262017201820192020202120222023202420250x10x20x30x
            • Earnings period 2017-01-01 to 2017-03-31. Shares as of 2017-03-31: 20,328,546 source shares. Weekly price on 2017-03-31.
            • Earnings period 2017-04-01 to 2017-06-30. Shares as of 2017-06-30: 19,310,346 source shares. Weekly price on 2017-06-30.
            • Earnings period 2017-07-01 to 2017-09-30. Shares as of 2017-09-30: 19,310,346 source shares. Nearby weekly price on 2017-09-29.
            • Earnings period 2017-01-01 to 2017-12-31. Shares as of 2017-12-31: 19,310,049 source shares. Nearby weekly price on 2017-12-29.
            • Earnings period 2018-01-01 to 2018-03-31. Shares as of 2018-03-31: 19,309,937 source shares. Nearby weekly price on 2018-03-29.
            • Earnings period 2018-04-01 to 2018-06-30. Shares as of 2018-06-30: 19,309,645 source shares. Nearby weekly price on 2018-06-29.
            • Earnings period 2018-07-01 to 2018-09-30. Shares as of 2018-09-30: 19,309,614 source shares. Nearby weekly price on 2018-09-28.
            • Earnings period 2018-01-01 to 2018-12-31. Shares as of 2018-12-31: 18,972,558 source shares. Nearby weekly price on 2018-12-28.
            • Earnings period 2019-01-01 to 2019-03-31. Shares as of 2019-03-31: 18,797,071 source shares. Nearby weekly price on 2019-03-29.
            • Earnings period 2019-04-01 to 2019-06-30. Shares as of 2019-06-30: 18,796,876 source shares. Nearby weekly price on 2019-06-28.
            • Earnings period 2019-07-01 to 2019-09-30. Shares as of 2019-09-30: 18,796,770 source shares. Nearby weekly price on 2019-09-27.
            • Earnings period 2019-01-01 to 2019-12-31. Shares as of 2019-12-31: 18,352,779 source shares. Nearby weekly price on 2020-01-03.
            • Earnings period 2020-01-01 to 2020-03-31. Shares as of 2020-03-31: 17,649,748 source shares. Nearby weekly price on 2020-04-03.
            • Earnings period 2020-04-01 to 2020-06-30. Shares as of 2020-06-30: 17,649,748 source shares. Nearby weekly price on 2020-07-02.
            • Earnings period 2020-07-01 to 2020-09-30. Shares as of 2020-09-30: 17,649,382 source shares. Nearby weekly price on 2020-10-02.
            • Earnings period 2020-01-01 to 2020-12-31. Shares as of 2020-12-31: 17,092,432 source shares. Weekly price on 2020-12-31.
            • Earnings period 2021-01-01 to 2021-03-31. Shares as of 2021-03-31: 16,710,422 source shares. Nearby weekly price on 2021-04-01.
            • Earnings period 2021-04-01 to 2021-06-30. Shares as of 2021-06-30: 16,003,249 source shares. Nearby weekly price on 2021-07-02.
            • Earnings period 2021-07-01 to 2021-09-30. Shares as of 2021-09-30: 14,716,977 source shares. Nearby weekly price on 2021-10-01.
            • Earnings period 2021-01-01 to 2021-12-31. Shares as of 2021-12-31: 14,145,888 source shares. Weekly price on 2021-12-31.
            • Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-03-31: 13,363,783 source shares. Nearby weekly price on 2022-04-01.
            • Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-06-30: 12,975,455 source shares. Nearby weekly price on 2022-07-01.
            • Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-09-30: 12,924,711 source shares. Weekly price on 2022-09-30.
            • Earnings period 2022-01-01 to 2022-12-31. Shares as of 2022-12-31: 12,756,885 source shares. Nearby weekly price on 2022-12-30.
            • Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-03-31: 12,836,907 source shares. Weekly price on 2023-03-31.
            • Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-06-30: 12,821,681 source shares. Weekly price on 2023-06-30.
            • Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-09-30: 12,566,219 source shares. Nearby weekly price on 2023-09-29.
            • Earnings period 2023-01-01 to 2023-12-31. Shares as of 2023-12-31: 12,522,397 source shares. Nearby weekly price on 2023-12-29.
            • Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-03-31: 12,220,580 source shares. Nearby weekly price on 2024-03-28.
            • Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-06-30: 12,111,128 source shares. Nearby weekly price on 2024-06-28.
            • Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-09-30: 12,111,600 source shares. Nearby weekly price on 2024-09-27.
            • Earnings period 2024-01-01 to 2024-12-31. Shares as of 2024-12-31: 12,048,151 source shares. Nearby weekly price on 2025-01-03.
            • Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-03-31: 11,747,851 source shares. Nearby weekly price on 2025-03-28.
            • Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-06-30: 11,237,396 source shares. Nearby weekly price on 2025-06-27.
            • Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-09-30: 11,041,431 source shares. Nearby weekly price on 2025-10-03.
            • Earnings period 2025-01-01 to 2025-12-31. Shares as of 2025-12-31: 10,680,143 source shares. Nearby weekly price on 2026-01-02.
            • Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-03-31: 10,423,120 source shares. Nearby weekly price on 2026-04-02.
            • Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-06-30: 10,376,049 source shares. Nearby weekly price on 2026-07-02.
            Latest period Q2 2026. P/E ratio 13.6x.
            P/E ratio
            See how the number of shares changes over time. More shares can mean each existing share owns a smaller slice of the company.Formula: Outstanding shares = issued shares − treasury shares Share-count growth = (current shares ÷ previous shares − 1) × 100%
            Stock split history may be out of date.
            202620172018201920202021202220232024202505M10M15M20M
                Latest period 2026. Shares outstanding 10.4M. Class detail unavailable 10.4M.
                Class detail unavailable