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Visnia

CCOMMUNITY FINANCIAL SYSTEM, INC.

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COMMUNITY FINANCIAL SYSTEM, INC.

$59.10Close · Oct 8, 2026
  • Overview
  • Financial statements
  • Metrics
    • Revenue & profit
    • Revenue by segment
    • Launches
    • Revenue concentration
    • Margins
    • Contracted revenue
    • Off-balance-sheet commitments
    • Cash flow
    • Cash & debt
    • Earnings per share
    • P/E ratio
    • Share count & dilution
  • Quarterly earnings
  • Similar companies
  • News
  • Insider Transactions
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Metrics

Revenue & profit
Revenue by segment
Margins
Contracted revenue
Cash flow
Cash & debt
Earnings per share
Share count & dilution

Metrics

Compare sales with the profit left after direct costs and the profit left after all expenses and taxes.Formula: Gross profit = revenue − cost of revenue Net income = total income − total expenses
Q2 ’26201720182019202020212022202320242025050M100M150M200MLatest period Q2 '26. Revenue 223.16M. Gross profit Unavailable. Net profit 61.33M.
RevenueGross profitNet profit
See how much of each dollar of sales remains after direct costs, after running the business, and after all expenses and taxes.Formula: Gross margin = gross profit ÷ revenue × 100% Operating margin = operating income ÷ revenue × 100% Net margin = net income ÷ revenue × 100%
Q2 ’262017201820192020202120222023202420250%5,000%10,000%15,000%20,000%Latest period Q2 '26. Net profit margin 27.5%.
Gross marginOperating marginNet profit margin
Revenue the company expects from promised goods or services it still needs to deliver under customer contracts.
Q2 ’2620172018201920202021202220232024202501M2M3M4M
      Latest period Q2 '26. Remaining performance obligations 1.4M.
      Remaining performance obligations
      Compare cash generated by the business, spending on long-lived assets, and what remains afterward.Formula: Free cash flow = operating cash flow − capital expenditures
      $
      Q2 ’26201720182019202020212022202320242025-20M020M40M60M80M100M
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        • Capex: purchases of property, plant and equipment
        Latest period Q2 '26. Operating cash flow 51.1M. Capex -9.7M. Free cash flow 41.4M.
        Operating cash flowCapexFree cash flow
        Compare the company’s cash cushion with its borrowings. Negative net cash means debt is greater than cash.Formula: Net cash = cash − debt
        20262017201820192020202120222023202420250500M1B1.5B2B
            Latest period 2026. Cash 258.2M. Debt 764.1M.
            CashDebtNet cash
            Profit for each share over the trailing 12 months, adjusted for stock splits.Formula: Earnings available to common shareholders ÷ weighted-average shares
            $/shareUsing split history cached 2026-10-08; assuming no new splits
            Q2 ’262017201820192020202120222023202420250.002.004.00
              • Earnings period 2017-01-01 to 2017-03-31. Shares as of 2017-03-31: 45,955,882 source shares.
              • Earnings period 2017-04-01 to 2017-06-30. Shares as of 2017-06-30: 50,511,935 source shares.
              • Earnings period 2017-07-01 to 2017-09-30. Shares as of 2017-09-30: 50,587,128 source shares.
              • Earnings period 2017-01-01 to 2017-12-31. Shares as of 2017-12-31: 50,696,077 source shares.
              • Earnings period 2018-01-01 to 2018-03-31. Shares as of 2018-03-31: 50,883,603 source shares.
              • Earnings period 2018-04-01 to 2018-06-30. Shares as of 2018-06-30: 51,085,874 source shares.
              • Earnings period 2018-07-01 to 2018-09-30. Shares as of 2018-09-30: 51,136,676 source shares.
              • Earnings period 2018-01-01 to 2018-12-31. Shares as of 2019-01-31: 51,318,005 source shares. Uses later-dated shares from the same quarterly filing.
              • Earnings period 2019-01-01 to 2019-03-31. Shares as of 2019-04-30: 51,529,044 source shares. Uses later-dated shares from the same quarterly filing.
              • Earnings period 2019-04-01 to 2019-06-30. Shares as of 2019-07-31: 51,595,171 source shares. Uses later-dated shares from the same quarterly filing.
              • Earnings period 2019-07-01 to 2019-09-30. Shares as of 2019-10-31: 51,701,790 source shares. Uses later-dated shares from the same quarterly filing.
              • Earnings period 2019-01-01 to 2019-12-31. Shares as of 2020-01-31: 51,914,175 source shares. Uses later-dated shares from the same quarterly filing.
              • Earnings period 2020-01-01 to 2020-03-31. Shares as of 2020-04-30: 52,094,944 source shares. Uses later-dated shares from the same quarterly filing.
              • Earnings period 2020-04-01 to 2020-06-30. Shares as of 2020-07-31: 53,529,607 source shares. Uses later-dated shares from the same quarterly filing.
              • Earnings period 2020-07-01 to 2020-09-30. Shares as of 2020-10-31: 53,541,669 source shares. Uses later-dated shares from the same quarterly filing.
              • Earnings period 2020-01-01 to 2020-12-31. Shares as of 2020-12-31: 53,593,127 source shares.
              • Earnings period 2021-01-01 to 2021-03-31. Shares as of 2021-04-30: 53,883,259 source shares. Uses later-dated shares from the same quarterly filing.
              • Earnings period 2021-04-01 to 2021-06-30. Shares as of 2021-06-30: 53,918,695 source shares.
              • Earnings period 2021-07-01 to 2021-09-30. Shares as of 2021-09-30: 53,925,987 source shares.
              • Earnings period 2021-01-01 to 2021-12-31. Shares as of 2021-12-31: 53,878,047 source shares.
              • Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-03-31: 53,913,362 source shares.
              • Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-06-30: 53,734,027 source shares.
              • Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-09-30: 53,736,016 source shares.
              • Earnings period 2022-01-01 to 2022-12-31. Shares as of 2022-12-31: 53,737,249 source shares.
              • Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-03-31: 53,724,917 source shares.
              • Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-06-30: 53,528,090 source shares.
              • Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-09-30: 53,426,989 source shares.
              • Earnings period 2023-01-01 to 2023-12-31. Shares as of 2023-12-31: 53,327,060 source shares.
              • Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-03-31: 52,764,561 source shares.
              • Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-06-30: 52,522,803 source shares.
              • Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-09-30: 52,545,891 source shares.
              • Earnings period 2024-01-01 to 2024-12-31. Shares as of 2024-12-31: 52,667,836 source shares.
              • Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-03-31: 52,836,307 source shares.
              • Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-06-30: 52,869,425 source shares.
              • Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-09-30: 52,661,580 source shares.
              • Earnings period 2025-01-01 to 2025-12-31. Shares as of 2025-12-31: 52,682,217 source shares.
              • Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-03-31: 52,537,421 source shares.
              • Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-06-30: 52,598,404 source shares.
              Latest period Q2 2026. EPS (TTM) 4.32.
              EPS (TTM)
              How much investors pay for each dollar of the company’s yearly earnings. It is not useful when the company has no profit.Formula: Share price ÷ trailing 12-month EPS
              Using split history cached 2026-10-08; assuming no new splits
              Q2 ’262017201820192020202120222023202420250x10x20x30x
                • Earnings period 2017-01-01 to 2017-03-31. Shares as of 2017-03-31: 45,955,882 source shares. Weekly price on 2017-03-31.
                • Earnings period 2017-04-01 to 2017-06-30. Shares as of 2017-06-30: 50,511,935 source shares. Weekly price on 2017-06-30.
                • Earnings period 2017-07-01 to 2017-09-30. Shares as of 2017-09-30: 50,587,128 source shares. Nearby weekly price on 2017-09-29.
                • Earnings period 2017-01-01 to 2017-12-31. Shares as of 2017-12-31: 50,696,077 source shares. Nearby weekly price on 2017-12-29.
                • Earnings period 2018-01-01 to 2018-03-31. Shares as of 2018-03-31: 50,883,603 source shares. Nearby weekly price on 2018-03-29.
                • Earnings period 2018-04-01 to 2018-06-30. Shares as of 2018-06-30: 51,085,874 source shares. Nearby weekly price on 2018-06-29.
                • Earnings period 2018-07-01 to 2018-09-30. Shares as of 2018-09-30: 51,136,676 source shares. Nearby weekly price on 2018-09-28.
                • Earnings period 2018-01-01 to 2018-12-31. Shares as of 2019-01-31: 51,318,005 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2019-02-01.
                • Earnings period 2019-01-01 to 2019-03-31. Shares as of 2019-04-30: 51,529,044 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2019-05-03.
                • Earnings period 2019-04-01 to 2019-06-30. Shares as of 2019-07-31: 51,595,171 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2019-08-02.
                • Earnings period 2019-07-01 to 2019-09-30. Shares as of 2019-10-31: 51,701,790 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2019-11-01.
                • Earnings period 2019-01-01 to 2019-12-31. Shares as of 2020-01-31: 51,914,175 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2020-01-31.
                • Earnings period 2020-01-01 to 2020-03-31. Shares as of 2020-04-30: 52,094,944 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2020-05-01.
                • Earnings period 2020-04-01 to 2020-06-30. Shares as of 2020-07-31: 53,529,607 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2020-07-31.
                • Earnings period 2020-07-01 to 2020-09-30. Shares as of 2020-10-31: 53,541,669 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2020-10-30.
                • Earnings period 2020-01-01 to 2020-12-31. Shares as of 2020-12-31: 53,593,127 source shares. Weekly price on 2020-12-31.
                • Earnings period 2021-01-01 to 2021-03-31. Shares as of 2021-04-30: 53,883,259 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2021-04-30.
                • Earnings period 2021-04-01 to 2021-06-30. Shares as of 2021-06-30: 53,918,695 source shares. Nearby weekly price on 2021-07-02.
                • Earnings period 2021-07-01 to 2021-09-30. Shares as of 2021-09-30: 53,925,987 source shares. Nearby weekly price on 2021-10-01.
                • Earnings period 2021-01-01 to 2021-12-31. Shares as of 2021-12-31: 53,878,047 source shares. Weekly price on 2021-12-31.
                • Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-03-31: 53,913,362 source shares. Nearby weekly price on 2022-04-01.
                • Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-06-30: 53,734,027 source shares. Nearby weekly price on 2022-07-01.
                • Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-09-30: 53,736,016 source shares. Weekly price on 2022-09-30.
                • Earnings period 2022-01-01 to 2022-12-31. Shares as of 2022-12-31: 53,737,249 source shares. Nearby weekly price on 2022-12-30.
                • Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-03-31: 53,724,917 source shares. Weekly price on 2023-03-31.
                • Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-06-30: 53,528,090 source shares. Weekly price on 2023-06-30.
                • Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-09-30: 53,426,989 source shares. Nearby weekly price on 2023-09-29.
                • Earnings period 2023-01-01 to 2023-12-31. Shares as of 2023-12-31: 53,327,060 source shares. Nearby weekly price on 2023-12-29.
                • Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-03-31: 52,764,561 source shares. Nearby weekly price on 2024-03-28.
                • Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-06-30: 52,522,803 source shares. Nearby weekly price on 2024-06-28.
                • Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-09-30: 52,545,891 source shares. Nearby weekly price on 2024-09-27.
                • Earnings period 2024-01-01 to 2024-12-31. Shares as of 2024-12-31: 52,667,836 source shares. Nearby weekly price on 2025-01-03.
                • Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-03-31: 52,836,307 source shares. Nearby weekly price on 2025-03-28.
                • Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-06-30: 52,869,425 source shares. Nearby weekly price on 2025-06-27.
                • Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-09-30: 52,661,580 source shares. Nearby weekly price on 2025-10-03.
                • Earnings period 2025-01-01 to 2025-12-31. Shares as of 2025-12-31: 52,682,217 source shares. Nearby weekly price on 2026-01-02.
                • Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-03-31: 52,537,421 source shares. Nearby weekly price on 2026-04-02.
                • Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-06-30: 52,598,404 source shares. Nearby weekly price on 2026-07-02.
                Latest period Q2 2026. P/E ratio 15.6x.
                P/E ratio
                See how the number of shares changes over time. More shares can mean each existing share owns a smaller slice of the company.Formula: Outstanding shares = issued shares − treasury shares Share-count growth = (current shares ÷ previous shares − 1) × 100%
                Stock split history may be out of date.
                2026201720182019202020212022202320242025010M20M30M40M50M
                    Latest period 2026. Shares outstanding 52.6M. Class detail unavailable 52.6M.
                    Class detail unavailable