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Visnia

CCITIZENS FINANCIAL SERVICES INC

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CITIZENS FINANCIAL SERVICES INC

  • Overview
  • Financial statements
  • Metrics
    • Revenue & profit
    • Revenue by segment
    • Launches
    • Revenue concentration
    • Margins
    • Contracted revenue
    • Off-balance-sheet commitments
    • Cash flow
    • Cash & debt
    • Earnings per share
    • P/E ratio
    • Share count & dilution
  • Quarterly earnings
  • Similar companies
  • History
  • Insider Transactions
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Metrics

Revenue & profit
Revenue by segment
Margins
Contracted revenue
Cash flow
Cash & debt
Earnings per share
Share count & dilution

Metrics

Compare sales with the profit left after direct costs and the profit left after all expenses and taxes.Formula: Gross profit = revenue − cost of revenue Net income = total income − total expenses
Q2 ’2620172018201920202021202220232024202505M10MLatest period Q2 '26. Revenue 2.44M. Gross profit Unavailable. Net profit 10.19M.
RevenueGross profitNet profit
See which business lines, products, or regions generate the company’s sales.Formula: Company revenue = Σ(segment revenues) + reconciliation adjustments
Q2 ’2620172018201920202021202220232024202505M10M
Automated Teller Machine IncomeBrokerage And InsuranceFeesFinancial Service OtherInterchange RevenueOverdraft FeesService Charges On Deposit Accounts OtherTrust Fees
See how much of each dollar of sales remains after direct costs, after running the business, and after all expenses and taxes.Formula: Gross margin = gross profit ÷ revenue × 100% Operating margin = operating income ÷ revenue × 100% Net margin = net income ÷ revenue × 100%
Q2 ’26201720182019202020212022202320242025-200%0%200%400%Latest period Q2 '26. Net profit margin 417%.
Gross marginOperating marginNet profit margin
Compare cash generated by the business, spending on long-lived assets, and what remains afterward.Formula: Free cash flow = operating cash flow − capital expenditures
$
Q2 ’26201720182019202020212022202320242025-10M-5M05M10M15M
      Latest period Q2 '26. Operating cash flow -89K. Capex -287K. Free cash flow -376K.
      Operating cash flowCapexFree cash flow
      Compare the company’s cash cushion with its borrowings. Negative net cash means debt is greater than cash.Formula: Net cash = cash − debt
      20262017201820192020202120222023202420250100M200M300M
          Latest period 2026. Cash 39.4M. Debt 394M.
          CashDebtNet cash
          Profit for each share over the trailing 12 months, adjusted for stock splits.Formula: Earnings available to common shareholders ÷ weighted-average shares
          $/shareUsing split history cached 2026-09-23; assuming no new splits
          Q2 ’262017201820192020202120222023202420250.002.004.006.008.00
            • Earnings period 2017-01-01 to 2017-03-31. Shares as of 2017-05-02: 3,320,366 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2017-04-01 to 2017-06-30. Shares as of 2017-08-01: 3,493,270 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2017-07-01 to 2017-09-30. Shares as of 2017-11-01: 3,491,511 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2017-01-01 to 2017-12-31. Shares as of 2017-12-31: 3,869,939 source shares.
            • Earnings period 2018-01-01 to 2018-03-31. Shares as of 2018-03-31: 3,869,939 source shares.
            • Earnings period 2018-04-01 to 2018-06-30. Shares as of 2018-06-30: 3,904,212 source shares.
            • Earnings period 2018-07-01 to 2018-09-30. Shares as of 2018-09-30: 3,904,212 source shares.
            • Earnings period 2018-01-01 to 2018-12-31. Shares as of 2018-12-31: 3,904,212 source shares.
            • Earnings period 2019-01-01 to 2019-03-31. Shares as of 2019-03-31: 3,904,212 source shares.
            • Earnings period 2019-04-01 to 2019-06-30. Shares as of 2019-06-30: 3,938,673 source shares.
            • Earnings period 2019-07-01 to 2019-09-30. Shares as of 2019-09-30: 3,938,668 source shares.
            • Earnings period 2019-01-01 to 2019-12-31. Shares as of 2019-12-31: 3,938,668 source shares.
            • Earnings period 2020-01-01 to 2020-03-31. Shares as of 2020-03-31: 3,938,668 source shares.
            • Earnings period 2020-04-01 to 2020-06-30. Shares as of 2020-06-30: 4,350,342 source shares.
            • Earnings period 2020-07-01 to 2020-09-30. Shares as of 2020-09-30: 4,350,342 source shares.
            • Earnings period 2020-01-01 to 2020-12-31. Shares as of 2020-12-31: 4,350,342 source shares.
            • Earnings period 2021-01-01 to 2021-03-31. Shares as of 2021-03-31: 4,350,342 source shares.
            • Earnings period 2021-04-01 to 2021-06-30. Shares as of 2021-06-30: 4,388,901 source shares.
            • Earnings period 2021-07-01 to 2021-09-30. Shares as of 2021-09-30: 4,388,901 source shares.
            • Earnings period 2021-01-01 to 2021-12-31. Shares as of 2021-12-31: 4,388,901 source shares.
            • Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-03-31: 4,388,901 source shares.
            • Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-06-30: 4,427,687 source shares.
            • Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-09-30: 4,427,687 source shares.
            • Earnings period 2022-01-01 to 2022-12-31. Shares as of 2022-12-31: 4,427,687 source shares.
            • Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-03-31: 4,427,687 source shares.
            • Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-06-30: 5,160,754 source shares.
            • Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-09-30: 5,160,754 source shares.
            • Earnings period 2023-01-01 to 2023-12-31. Shares as of 2023-12-31: 5,160,754 source shares.
            • Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-03-31: 5,160,754 source shares.
            • Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-06-30: 5,207,343 source shares.
            • Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-09-30: 5,207,343 source shares.
            • Earnings period 2024-01-01 to 2024-12-31. Shares as of 2024-12-31: 5,207,577 source shares.
            • Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-03-31: 5,207,824 source shares.
            • Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-06-30: 5,255,190 source shares.
            • Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-11-01: 4,806,377 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2025-01-01 to 2025-12-31. Shares as of 2025-12-31: 5,255,807 source shares.
            • Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-04-29: 4,804,936 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-07-29: 4,809,855 source shares. Uses later-dated shares from the same quarterly filing.
            Latest period Q2 2026. EPS (TTM) 8.53.
            EPS (TTM)
            How much investors pay for each dollar of the company’s yearly earnings. It is not useful when the company has no profit.Formula: Share price ÷ trailing 12-month EPS
            Using split history cached 2026-09-23; assuming no new splits
            Security type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingQ2 ’262017201820192020202120222023202420250x0.2x0.4x0.6x0.8x1x
            • Q1 2017: Security type not verified
            • Q2 2017: Security type not verified
            • Q3 2017: Security type not verified
            • FY 2017: Security type not verified
            • Q1 2018: Security type not verified
            • Q2 2018: Security type not verified
            • Q3 2018: Security type not verified
            • FY 2018: Security type not verified
            • Q1 2019: Security type not verified
            • Q2 2019: Security type not verified
            • Q3 2019: Security type not verified
            • FY 2019: Security type not verified
            • Q1 2020: Security type not verified
            • Q2 2020: Security type not verified
            • Q3 2020: Security type not verified
            • FY 2020: Security type not verified
            • Q1 2021: Security type not verified
            • Q2 2021: Security type not verified
            • Q3 2021: Security type not verified
            • FY 2021: Security type not verified
            • Q1 2022: Security type not verified
            • Q2 2022: Security type not verified
            • Q3 2022: Security type not verified
            • FY 2022: Security type not verified
            • Q1 2023: Security type not verified
            • Q2 2023: Security type not verified
            • Q3 2023: Security type not verified
            • FY 2023: Security type not verified
            • Q1 2024: Security type not verified
            • Q2 2024: Security type not verified
            • Q3 2024: Security type not verified
            • FY 2024: Security type not verified
            • Q1 2025: Security type not verified
            • Q2 2025: Security type not verified
            • Q3 2025: Security type not verified
            • FY 2025: Security type not verified
            • Q1 2026: Security type not verified
            • Q2 2026: Security type not verified
            • Earnings period 2017-01-01 to 2017-03-31. Shares as of 2017-05-02: 3,320,366 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2017-04-01 to 2017-06-30. Shares as of 2017-08-01: 3,493,270 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2017-07-01 to 2017-09-30. Shares as of 2017-11-01: 3,491,511 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2017-01-01 to 2017-12-31. Shares as of 2017-12-31: 3,869,939 source shares.
            • Earnings period 2018-01-01 to 2018-03-31. Shares as of 2018-03-31: 3,869,939 source shares.
            • Earnings period 2018-04-01 to 2018-06-30. Shares as of 2018-06-30: 3,904,212 source shares.
            • Earnings period 2018-07-01 to 2018-09-30. Shares as of 2018-09-30: 3,904,212 source shares.
            • Earnings period 2018-01-01 to 2018-12-31. Shares as of 2018-12-31: 3,904,212 source shares.
            • Earnings period 2019-01-01 to 2019-03-31. Shares as of 2019-03-31: 3,904,212 source shares.
            • Earnings period 2019-04-01 to 2019-06-30. Shares as of 2019-06-30: 3,938,673 source shares.
            • Earnings period 2019-07-01 to 2019-09-30. Shares as of 2019-09-30: 3,938,668 source shares.
            • Earnings period 2019-01-01 to 2019-12-31. Shares as of 2019-12-31: 3,938,668 source shares.
            • Earnings period 2020-01-01 to 2020-03-31. Shares as of 2020-03-31: 3,938,668 source shares.
            • Earnings period 2020-04-01 to 2020-06-30. Shares as of 2020-06-30: 4,350,342 source shares.
            • Earnings period 2020-07-01 to 2020-09-30. Shares as of 2020-09-30: 4,350,342 source shares.
            • Earnings period 2020-01-01 to 2020-12-31. Shares as of 2020-12-31: 4,350,342 source shares.
            • Earnings period 2021-01-01 to 2021-03-31. Shares as of 2021-03-31: 4,350,342 source shares.
            • Earnings period 2021-04-01 to 2021-06-30. Shares as of 2021-06-30: 4,388,901 source shares.
            • Earnings period 2021-07-01 to 2021-09-30. Shares as of 2021-09-30: 4,388,901 source shares.
            • Earnings period 2021-01-01 to 2021-12-31. Shares as of 2021-12-31: 4,388,901 source shares.
            • Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-03-31: 4,388,901 source shares.
            • Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-06-30: 4,427,687 source shares.
            • Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-09-30: 4,427,687 source shares.
            • Earnings period 2022-01-01 to 2022-12-31. Shares as of 2022-12-31: 4,427,687 source shares.
            • Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-03-31: 4,427,687 source shares.
            • Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-06-30: 5,160,754 source shares.
            • Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-09-30: 5,160,754 source shares.
            • Earnings period 2023-01-01 to 2023-12-31. Shares as of 2023-12-31: 5,160,754 source shares.
            • Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-03-31: 5,160,754 source shares.
            • Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-06-30: 5,207,343 source shares.
            • Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-09-30: 5,207,343 source shares.
            • Earnings period 2024-01-01 to 2024-12-31. Shares as of 2024-12-31: 5,207,577 source shares.
            • Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-03-31: 5,207,824 source shares.
            • Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-06-30: 5,255,190 source shares.
            • Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-11-01: 4,806,377 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2025-01-01 to 2025-12-31. Shares as of 2025-12-31: 5,255,807 source shares.
            • Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-04-29: 4,804,936 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-07-29: 4,809,855 source shares. Uses later-dated shares from the same quarterly filing.
            Latest period Q2 2026. P/E ratio Missing.
            P/E ratio
            See how the number of shares changes over time. More shares can mean each existing share owns a smaller slice of the company.Formula: Outstanding shares = issued shares − treasury shares Share-count growth = (current shares ÷ previous shares − 1) × 100%
            Stock split history may be out of date.
            202620172018201920202021202220232024202501M2M3M4M5M
            2018-06-14: Stock split 101-for-100
            2022-06-09: Stock split 101-for-100
            2023-06-08: Stock split 101-for-100
            2024-06-14: Stock split 101-for-100
                Latest period Shares as of 2026-07-29 (quarter ended 2026-06-30). Shares outstanding 4.8M. Class detail unavailable 4.8M.
                Class detail unavailableStock split