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EEsquire Financial Holdings, Inc.

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Esquire Financial Holdings, Inc.

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  • Esquire Bank Named a Top Deposit Franchise by S&P Global Market Intelligence for Third Consecutive Year
    Sep 2, 2026Esquire Financial Holdings, Inc. Press Releases

    JERICHO, N.Y., Sept. 2, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) ("Esquire"), the parent company for Esquire Bank, National Association ("Esquire Bank" or the "Bank") (collectively "Esquire"), today announced the Bank's inclusion in S&amp;P Global Market Intelligence's annual U.S. Community Bank Deposit Rankings for the third consecutive year. This year's rankings recognize the top 100 deposit franchises among banks with less than $3 billion in assets based on data as of June 30, 2026.S&amp;P Global Market Intelligence launched the U.S. Community Bank Deposit Rankings in 2024 to identify banks with the most valuable and resilient deposit franchises. The rankings are based on a weighted average of eight key metrics, including noninterest-bearing deposit concentration, cost of interest-bearing deposits, deposit betas, deposit efficiency and overall growth, placing a premium on stable funding and efficient operations.The recognition comes amid a period of sustained momentum for Esquire and reflects the strength of its deposit franchise ahead of its recent acquisition of Signature Bancorporation, Inc., the parent company of Signature Bank of Chicago ("Signature"). Following the Signature closing on August 1, 2026, the combined company has approximately $4.8 billion in assets, $3.3 billion in loans and $4.0 billion in deposits."Earning this recognition for the third consecutive year underscores the strength of our deposit franchise and the long-term client relationships that underpin our business," said Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer and President. "By deeply understanding the national markets and clients we serve, we have built long-term relationships that allow our clients to grow, while concurrently generating strong organic deposit growth. The Signature merger extends both our client-centric approaches to a larger, more diversified client base, positioning Esquire for future industry leading growth."About Esquire Financial Holdings, Inc.:Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York, Los Angeles, California, Chicago, Illinois, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York, Los Angeles and Chicago metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com. <img alt="Cision" height="12" src="https://edge.prnewswire.com/

  • Esquire Bank Named a Top Deposit Franchise by S&P Global Market Intelligence for Third Consecutive Year
    Sep 2, 2026Esquire Financial Holdings, Inc. Press Releases

    JERICHO, N.Y., Sept. 2, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) ("Esquire"), the parent company for Esquire Bank, National Association ("Esquire Bank" or the "Bank") (collectively "Esquire"), today announced the Bank's inclusion in S&amp;P Global Market Intelligence's annual U.S. Community Bank Deposit Rankings for the third consecutive year. This year's rankings recognize the top 100 deposit franchises among banks with less than $3 billion in assets based on data as of June 30, 2026.S&amp;P Global Market Intelligence launched the U.S. Community Bank Deposit Rankings in 2024 to identify banks with the most valuable and resilient deposit franchises. The rankings are based on a weighted average of eight key metrics, including noninterest-bearing deposit concentration, cost of interest-bearing deposits, deposit betas, deposit efficiency and overall growth, placing a premium on stable funding and efficient operations.The recognition comes amid a period of sustained momentum for Esquire and reflects the strength of its deposit franchise ahead of its recent acquisition of Signature Bancorporation, Inc., the parent company of Signature Bank of Chicago ("Signature"). Following the Signature closing on August 1, 2026, the combined company has approximately $4.8 billion in assets, $3.3 billion in loans and $4.0 billion in deposits."Earning this recognition for the third consecutive year underscores the strength of our deposit franchise and the long-term client relationships that underpin our business," said Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer and President. "By deeply understanding the national markets and clients we serve, we have built long-term relationships that allow our clients to grow, while concurrently generating strong organic deposit growth. The Signature merger extends both our client-centric approaches to a larger, more diversified client base, positioning Esquire for future industry leading growth."About Esquire Financial Holdings, Inc.:Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York, Los Angeles, California, Chicago, Illinois, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York, Los Angeles and Chicago metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com. <img alt="Cision" height="12" src="https://edge.prnewswire.com/

  • Esquire Financial Holdings Ranks #3 Among Top-Performing U.S. Banks in Bank Director's 2026 RankingBanking
    Aug 25, 2026Esquire Financial Holdings, Inc. Press Releases

    JERICHO, N.Y., Aug. 25, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) ("Esquire"), the parent company for Esquire Bank, National Association, today announced that it ranked third among the top-performing publicly traded U.S. banks in Bank Director's 2026 RankingBanking.Bank Director's annual RankingBanking evaluates the 300 largest publicly traded U.S. banks based on four measures of profitability, capital adequacy and asset quality: return on average tangible common equity, return on average total assets, tangible common equity to tangible assets, and nonperforming assets to loans and other real estate owned. The rankings were compiled by Piper Sandler & Co. using calendar year 2025 results.In addition to achieving industry-leading financial results in 2025, Esquire continued to invest in its national growth strategy, completing its merger with Signature Bancorporation, Inc. (the parent company of Signature Bank of Chicago or collectively "Signature") on August 1, 2026, extending its commercial banking presence into the highly desirable Chicago and broader Midwest markets."This recognition reinforces the strength of Esquire's national business models and the strong financial performance we have achieved by serving markets historically underserved by traditional financial institutions," said Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer and President. "We entered 2026 from a position of strength, and the Signature merger positions the combined company for continued industry-leading growth, performance metrics and enhanced success in the highly desirable Midwest and Chicago metropolitan markets as well as nationally."About Esquire Financial Holdings, Inc.:Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York, Los Angeles, California, Chicago, Illinois, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York, Los Angeles and Chicago metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com.  View original content to download multimedia:https://www.prnewswire.com/news-releases/esquire-financial-holdings-ranks-3-among-top-performing-us-banks-in-bank-directors-2026-rankingbanking-302858660.htmlSOURCE Esquire Financial Holdings, Inc.

  • Esquire Financial Holdings Ranks #3 Among Top-Performing U.S. Banks in Bank Director's 2026 RankingBanking
    Aug 25, 2026Esquire Financial Holdings, Inc. Press Releases

    JERICHO, N.Y., Aug. 25, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) ("Esquire"), the parent company for Esquire Bank, National Association, today announced that it ranked third among the top-performing publicly traded U.S. banks in Bank Director's 2026 RankingBanking.Bank Director's annual RankingBanking evaluates the 300 largest publicly traded U.S. banks based on four measures of profitability, capital adequacy and asset quality: return on average tangible common equity, return on average total assets, tangible common equity to tangible assets, and nonperforming assets to loans and other real estate owned. The rankings were compiled by Piper Sandler & Co. using calendar year 2025 results.In addition to achieving industry-leading financial results in 2025, Esquire continued to invest in its national growth strategy, completing its merger with Signature Bancorporation, Inc. (the parent company of Signature Bank of Chicago or collectively "Signature") on August 1, 2026, extending its commercial banking presence into the highly desirable Chicago and broader Midwest markets."This recognition reinforces the strength of Esquire's national business models and the strong financial performance we have achieved by serving markets historically underserved by traditional financial institutions," said Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer and President. "We entered 2026 from a position of strength, and the Signature merger positions the combined company for continued industry-leading growth, performance metrics and enhanced success in the highly desirable Midwest and Chicago metropolitan markets as well as nationally."About Esquire Financial Holdings, Inc.:Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York, Los Angeles, California, Chicago, Illinois, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York, Los Angeles and Chicago metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com.  View original content to download multimedia:https://www.prnewswire.com/news-releases/esquire-financial-holdings-ranks-3-among-top-performing-us-banks-in-bank-directors-2026-rankingbanking-302858660.htmlSOURCE Esquire Financial Holdings, Inc.

  • Esquire Financial Holdings, Inc. Completes Acquisition of Signature Bancorporation, Inc. on August 1, 2026
    Aug 3, 2026Esquire Financial Holdings, Inc. Press Releases

    JERICHO, N.Y., Aug. 3, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) ("Esquire"), the parent company of Esquire Bank, National Association, (collectively "Esquire") announced today the completion of the previously announced acquisition of Signature Bancorporation, Inc., the parent company of Signature Bank (collectively "Signature"), effective August 1, 2026.The combined company has approximately $4.8 billion in total assets, $3.3 billion in loans, and $4.0 billion in total deposits (based on financial information as of June 30, 2026). This combined company will join Esquire's established national litigation and payments verticals with Signature's established Chicago and Midwest commercial banking franchise, enhancing the company's continued industry-leading performance and growth metrics."We are thrilled to welcome the Signature team, clients, and shareholders to Esquire," stated Tony Coelho, Chairman of the Board of Directors. "This combination brings together two institutions with highly complementary commercial banking operations and capabilities while uniting two highly talented management teams with strong client relationships and strong market expertise.""The Signature merger positions the combined company for continued industry-leading growth, performance metrics and enhanced success in the highly desirable Midwest and Chicago metropolitan markets with a well-established Chicago-based management team and brand," stated Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer, and President. "Chicago represents one of the top three largest metro markets by both population and number of contingency fee law firms, with New York City and Los Angeles rounding out the top three."The former Signature Bank will operate as a division of Esquire Bank under the name "Signature, a division of Esquire Bank" (the "Division").  Michael G. O'Rourke will serve as President of the Division. Kevin P. Bastuga and Bryan D. Duncan will each serve as Executive Vice Presidents of the Division.Michael G. O'Rourke, President of Signature, a division of Esquire Bank, added, "This transaction was built on both companies' shared values and  commitment to our clients. The combined company will continue to deliver enhanced value to all stakeholders while accelerating our growth in Chicago and the Midwest markets."In connection with the closing of the transaction, Mr. O'Rourke and Leonard S. Caronia, former Chairman of Signature's Board, were appointed to the Boards of Directors of Esquire.About Esquire Financial Holdings, Inc. Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York, Los Angeles, California, Chicago, Illinois, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York, Los Angeles and Chicago metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com.Forward-Looking StatementsThis press release includes "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933

  • Esquire Financial Holdings, Inc. Completes Acquisition of Signature Bancorporation, Inc. on August 1, 2026
    Aug 3, 2026Esquire Financial Holdings, Inc. Press Releases

    JERICHO, N.Y., Aug. 3, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) ("Esquire"), the parent company of Esquire Bank, National Association, (collectively "Esquire") announced today the completion of the previously announced acquisition of Signature Bancorporation, Inc., the parent company of Signature Bank (collectively "Signature"), effective August 1, 2026.The combined company has approximately $4.8 billion in total assets, $3.3 billion in loans, and $4.0 billion in total deposits (based on financial information as of June 30, 2026). This combined company will join Esquire's established national litigation and payments verticals with Signature's established Chicago and Midwest commercial banking franchise, enhancing the company's continued industry-leading performance and growth metrics."We are thrilled to welcome the Signature team, clients, and shareholders to Esquire," stated Tony Coelho, Chairman of the Board of Directors. "This combination brings together two institutions with highly complementary commercial banking operations and capabilities while uniting two highly talented management teams with strong client relationships and strong market expertise.""The Signature merger positions the combined company for continued industry-leading growth, performance metrics and enhanced success in the highly desirable Midwest and Chicago metropolitan markets with a well-established Chicago-based management team and brand," stated Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer, and President. "Chicago represents one of the top three largest metro markets by both population and number of contingency fee law firms, with New York City and Los Angeles rounding out the top three."The former Signature Bank will operate as a division of Esquire Bank under the name "Signature, a division of Esquire Bank" (the "Division").  Michael G. O'Rourke will serve as President of the Division. Kevin P. Bastuga and Bryan D. Duncan will each serve as Executive Vice Presidents of the Division.Michael G. O'Rourke, President of Signature, a division of Esquire Bank, added, "This transaction was built on both companies' shared values and  commitment to our clients. The combined company will continue to deliver enhanced value to all stakeholders while accelerating our growth in Chicago and the Midwest markets."In connection with the closing of the transaction, Mr. O'Rourke and Leonard S. Caronia, former Chairman of Signature's Board, were appointed to the Boards of Directors of Esquire.About Esquire Financial Holdings, Inc. Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York, Los Angeles, California, Chicago, Illinois, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York, Los Angeles and Chicago metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com.Forward-Looking StatementsThis press release includes "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933

  • Esquire Financial Holdings, Inc. Declares Regular Quarterly Dividend For Common Stockholders
    Jul 30, 2026Esquire Financial Holdings, Inc. Press Releases

    JERICHO, N.Y., July 30, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), today announced its regular quarterly dividend of $0.20 per share of common stock, payable on September 1, 2026, to each stockholder of record on August 14, 2026. About Esquire Financial Holdings, Inc.Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York and Los Angeles, California, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York and Los Angeles metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com.  View original content to download multimedia:https://www.prnewswire.com/news-releases/esquire-financial-holdings-inc-declares-regular-quarterly-dividend-for-common-stockholders-302839464.htmlSOURCE Esquire Financial Holdings, Inc.

  • Esquire Financial Holdings, Inc. Declares Regular Quarterly Dividend For Common Stockholders
    Jul 30, 2026Esquire Financial Holdings, Inc. Press Releases

    JERICHO, N.Y., July 30, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), today announced its regular quarterly dividend of $0.20 per share of common stock, payable on September 1, 2026, to each stockholder of record on August 14, 2026. About Esquire Financial Holdings, Inc.Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York and Los Angeles, California, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York and Los Angeles metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com.  View original content to download multimedia:https://www.prnewswire.com/news-releases/esquire-financial-holdings-inc-declares-regular-quarterly-dividend-for-common-stockholders-302839464.htmlSOURCE Esquire Financial Holdings, Inc.

  • Esquire Financial Holdings, Inc. Reports Second Quarter 2026 Results
    Jul 23, 2026Esquire Financial Holdings, Inc. Press Releases

    Continued Strong Commercial Loan & Core Deposit Growth Nationally; Signature Merger Closing Currently Scheduled for August 1, 2026JERICHO, N.Y., July 23, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), (collectively "Esquire") today announced its operating results for the second quarter and year-to-date of 2026. Significant achievements and key performance metrics during the current quarter and year-to-date of 2026 include:Net income increased 9.2% to $13.0 million, or $1.49 per diluted share, as compared to $11.9 million, or $1.38 per diluted share, for the comparable quarter in 2025 despite: (1) pretax merger expenses totaling $1.1 million related to our acquisition of Signature Bancorporation, Inc. (the parent company of Signature Bank in Chicago, collectively "Signature") and (2) an elevated provision for credit losses related to a multifamily nonaccrual loan and related charge-off. For the current quarter, adjusted(1)&nbsp;net income and diluted earnings per share were $14.0 million and $1.60, respectively, excluding the previously noted pretax merger expenses of $1.1 million ($970 thousand, net of tax), representing an increase of 15.9%, or $0.22 per diluted share, as compared to the second quarter of 2025.Consistent industry leading returns on average assets and equity of 2.09% and 17.06%, respectively, despite the $970 thousand in merger-related expenses, net of tax, previously noted, as well as our continued investment in current resources to support future growth and excellence in client service. For the current quarter, adjusted(1)&nbsp;returns on average assets and equity were 2.25% and 18.33%, respectively.Resilient net interest margin of 5.96% for the quarter ended June 30, 2026, driven by our national litigation platform growth, despite significant declines in short-term market interest rates from their highs in 2023. Our net interest margin was negatively impacted by approximately 10 basis points due to elevated average interest earning cash balances that were funded with core deposit growth. Total revenue increased $13.0 million, or 18.7%, to $82.6 million, for year-to-date 2026 when compared to the prior year period.Loan growth on a linked quarter basis was $87.2 million, or 19% annualized, totaling $1.90 billion, despite payoffs totaling $76.1 million ($74.6 million in commercial loans) in the current quarter. Loan growth was primarily comprised of both commercial totaling $61.6 million ($72.6 million in litigation related or law firm loans) and commercial real estate totaling $25.6 million. Total loans grew $407.7 million, or 27.3%, (litigation related loans grew $376.5 million or 41.0%) when comparing the current quarter to the comparable quarter in 2025 while average total loans grew $414.5 million, or 28.3%, (litigation related loans grew $405.8 million or 46.1%) for the same period. These commercial relationships will continue to create additional opportunities for future loan growth (future draws on existing facilities and additional availability on renewed lines-of-credit) as well as future growth in core deposits through our full-service commercial relationship banking programs and commercial cash management platform on a national basis. To clearly demonstrate this point, law firms or litigation clients that have banked with Esquire for four years have a compounded annual growth rate on their loans and related commercial deposit balances of approximately 15% and 30%+, respectively.Strong corresponding deposit growth on a linked quarter basis totaling $77.1 millio

  • Esquire Financial Holdings, Inc. Reports Second Quarter 2026 Results
    Jul 23, 2026Esquire Financial Holdings, Inc. Press Releases

    Continued Strong Commercial Loan & Core Deposit Growth Nationally; Signature Merger Closing Currently Scheduled for August 1, 2026JERICHO, N.Y., July 23, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), (collectively "Esquire") today announced its operating results for the second quarter and year-to-date of 2026. Significant achievements and key performance metrics during the current quarter and year-to-date of 2026 include:Net income increased 9.2% to $13.0 million, or $1.49 per diluted share, as compared to $11.9 million, or $1.38 per diluted share, for the comparable quarter in 2025 despite: (1) pretax merger expenses totaling $1.1 million related to our acquisition of Signature Bancorporation, Inc. (the parent company of Signature Bank in Chicago, collectively "Signature") and (2) an elevated provision for credit losses related to a multifamily nonaccrual loan and related charge-off. For the current quarter, adjusted(1)&nbsp;net income and diluted earnings per share were $14.0 million and $1.60, respectively, excluding the previously noted pretax merger expenses of $1.1 million ($970 thousand, net of tax), representing an increase of 15.9%, or $0.22 per diluted share, as compared to the second quarter of 2025.Consistent industry leading returns on average assets and equity of 2.09% and 17.06%, respectively, despite the $970 thousand in merger-related expenses, net of tax, previously noted, as well as our continued investment in current resources to support future growth and excellence in client service. For the current quarter, adjusted(1)&nbsp;returns on average assets and equity were 2.25% and 18.33%, respectively.Resilient net interest margin of 5.96% for the quarter ended June 30, 2026, driven by our national litigation platform growth, despite significant declines in short-term market interest rates from their highs in 2023. Our net interest margin was negatively impacted by approximately 10 basis points due to elevated average interest earning cash balances that were funded with core deposit growth. Total revenue increased $13.0 million, or 18.7%, to $82.6 million, for year-to-date 2026 when compared to the prior year period.Loan growth on a linked quarter basis was $87.2 million, or 19% annualized, totaling $1.90 billion, despite payoffs totaling $76.1 million ($74.6 million in commercial loans) in the current quarter. Loan growth was primarily comprised of both commercial totaling $61.6 million ($72.6 million in litigation related or law firm loans) and commercial real estate totaling $25.6 million. Total loans grew $407.7 million, or 27.3%, (litigation related loans grew $376.5 million or 41.0%) when comparing the current quarter to the comparable quarter in 2025 while average total loans grew $414.5 million, or 28.3%, (litigation related loans grew $405.8 million or 46.1%) for the same period. These commercial relationships will continue to create additional opportunities for future loan growth (future draws on existing facilities and additional availability on renewed lines-of-credit) as well as future growth in core deposits through our full-service commercial relationship banking programs and commercial cash management platform on a national basis. To clearly demonstrate this point, law firms or litigation clients that have banked with Esquire for four years have a compounded annual growth rate on their loans and related commercial deposit balances of approximately 15% and 30%+, respectively.Strong corresponding deposit growth on a linked quarter basis totaling $77.1 millio

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