First Carolina Financial Services, Inc.

$12.91Close · Sep 22, 2026

Metrics

First Carolina Financial Services, Inc.

$12.91Close · Sep 22, 2026

Metrics

RevenueGross profitNet profit

BM TechCommunity BankingProduct And Services Interchange And Card RevenueProduct And Services Service ChargesProduct And Services University Fees SubscriptionsProduct And Services University Fees Transaction Activity

Gross marginOperating marginNet profit margin

CashDebtNet cash

Using split history cached 2026-09-23; assuming no new splits

P/E ratio

Metrics

RevenueGross profitNet profit

Gross marginOperating marginNet profit margin

CashDebtNet cash

Using split history cached 2026-09-23; assuming no new splits

P/E ratio

First Carolina Financial Services, Inc.

Metrics

Revenue & profit

Revenue by segment

Margins

Contracted revenue

Cash flow

Cash & debt

Earnings per share

Share count & dilution

First Carolina Financial Services, Inc.

Metrics

Metrics

Revenue & profit

Revenue by segment

Margins

Contracted revenue

Cash flow

Cash & debt

Earnings per share

Share count & dilution

Metrics

Metrics

Metrics

Revenue & profitCompare sales with the profit left after direct costs and the profit left after all expenses and taxes.Formula: Gross profit = revenue − cost of revenue Net income = total income − total expenses

Revenue by segmentSee which business lines, products, or regions generate the company’s sales.Formula: Company revenue = Σ(segment revenues) + reconciliation adjustments

MarginsSee how much of each dollar of sales remains after direct costs, after running the business, and after all expenses and taxes.Formula: Gross margin = gross profit ÷ revenue × 100% Operating margin = operating income ÷ revenue × 100% Net margin = net income ÷ revenue × 100%

Cash & debtCompare the company’s cash cushion with its borrowings. Negative net cash means debt is greater than cash.Formula: Net cash = cash − debt

EPS (TTM)Profit for each share over the trailing 12 months, adjusted for stock splits.Formula: Earnings available to common shareholders ÷ weighted-average shares

P/E ratioHow much investors pay for each dollar of the company’s yearly earnings. It is not useful when the company has no profit.Formula: Share price ÷ trailing 12-month EPS

Share count & dilutionSee how the number of shares changes over time. More shares can mean each existing share owns a smaller slice of the company.Formula: Outstanding shares = issued shares − treasury shares Share-count growth = (current shares ÷ previous shares − 1) × 100%

Metrics

Metrics

Revenue & profitCompare sales with the profit left after direct costs and the profit left after all expenses and taxes.Formula: Gross profit = revenue − cost of revenue Net income = total income − total expenses

Revenue by segmentSee which business lines, products, or regions generate the company’s sales.Formula: Company revenue = Σ(segment revenues) + reconciliation adjustments

MarginsSee how much of each dollar of sales remains after direct costs, after running the business, and after all expenses and taxes.Formula: Gross margin = gross profit ÷ revenue × 100% Operating margin = operating income ÷ revenue × 100% Net margin = net income ÷ revenue × 100%

Cash & debtCompare the company’s cash cushion with its borrowings. Negative net cash means debt is greater than cash.Formula: Net cash = cash − debt

EPS (TTM)Profit for each share over the trailing 12 months, adjusted for stock splits.Formula: Earnings available to common shareholders ÷ weighted-average shares

P/E ratioHow much investors pay for each dollar of the company’s yearly earnings. It is not useful when the company has no profit.Formula: Share price ÷ trailing 12-month EPS

Share count & dilutionSee how the number of shares changes over time. More shares can mean each existing share owns a smaller slice of the company.Formula: Outstanding shares = issued shares − treasury shares Share-count growth = (current shares ÷ previous shares − 1) × 100%