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NNBT BANCORP INC

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NBT BANCORP INC

$50.85Close · Sep 22, 2026
  • Overview
  • Financial statements
  • Metrics
    • Revenue & profit
    • Revenue by segment
    • Launches
    • Revenue concentration
    • Margins
    • Contracted revenue
    • Off-balance-sheet commitments
    • Cash flow
    • Cash & debt
    • Earnings per share
    • P/E ratio
    • Share count & dilution
  • Quarterly earnings
  • Similar companies
  • Insider Transactions
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Metrics

Revenue & profit
Revenue by segment
Margins
Contracted revenue
Cash flow
Cash & debt
Earnings per share
Share count & dilution

Metrics

Compare sales with the profit left after direct costs and the profit left after all expenses and taxes.Formula: Gross profit = revenue − cost of revenue Net income = total income − total expenses
Q2 ’26201720182019202020212022202320242025050M100M150MLatest period Q2 '26. Revenue 186.69M. Gross profit Unavailable. Net profit 53.03M.
RevenueGross profitNet profit
See which business lines, products, or regions generate the company’s sales.Formula: Company revenue = Σ(segment revenues) + reconciliation adjustments
Q2 ’26201720182019202020212022202320242025050M100M150M
Service Charges On Deposit AccountsInsurance And Other Financial Services RevenueTrustOther Noninterest IncomeATM And Debit Card FeesRetirement Plan Administration FeesDeposit AccountFinancial Service OtherFiduciary And TrustAdministrative Service
See how much of each dollar of sales remains after direct costs, after running the business, and after all expenses and taxes.Formula: Gross margin = gross profit ÷ revenue × 100% Operating margin = operating income ÷ revenue × 100% Net margin = net income ÷ revenue × 100%
Q2 ’262017201820192020202120222023202420250%20%40%60%80%Latest period Q2 '26. Net profit margin 28.4%.
Gross marginOperating marginNet profit margin
Compare cash generated by the business, spending on long-lived assets, and what remains afterward.Formula: Free cash flow = operating cash flow − capital expenditures
$
Q2 ’26201720182019202020212022202320242025020M40M60M80M
      Latest period Q2 '26. Operating cash flow 61.9M. Capex -1.4M. Free cash flow 60.5M.
      Operating cash flowCapexFree cash flow
      Compare the company’s cash cushion with its borrowings. Negative net cash means debt is greater than cash.Formula: Net cash = cash − debt
      20262017201820192020202120222023202420250200M400M600M800M1B1.2B
          Latest period 2026. Cash 187.2M. Debt 471.2M.
          CashDebtNet cash
          Profit for each share over the trailing 12 months, adjusted for stock splits.Formula: Earnings available to common shareholders ÷ weighted-average shares
          $/shareUsing split history cached 2026-09-23; assuming no new splits
          Q2 ’262017201820192020202120222023202420250.002.004.00
            • Earnings period 2017-01-01 to 2017-03-31. Shares as of 2017-04-30: 43,443,866 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2017-04-01 to 2017-06-30. Shares as of 2017-07-31: 43,510,687 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2017-07-01 to 2017-09-30. Shares as of 2017-10-31: 43,537,673 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2017-01-01 to 2017-12-31. Shares as of 2018-02-09: 43,592,795 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2018-01-01 to 2018-03-31. Shares as of 2018-04-30: 43,632,377 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2018-04-01 to 2018-06-30. Shares as of 2018-07-31: 43,653,799 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2018-07-01 to 2018-09-30. Shares as of 2018-10-31: 43,667,380 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2018-01-01 to 2018-12-31. Shares as of 2019-02-11: 43,731,476 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2019-01-01 to 2019-03-31. Shares as of 2019-04-30: 43,757,647 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2019-04-01 to 2019-06-30. Shares as of 2019-07-31: 43,777,233 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2019-07-01 to 2019-09-30. Shares as of 2019-10-31: 43,791,695 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2019-01-01 to 2019-12-31. Shares as of 2020-02-10: 43,844,649 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2020-01-01 to 2020-03-31. Shares as of 2020-04-30: 43,587,445 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2020-04-01 to 2020-06-30. Shares as of 2020-07-31: 43,611,338 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2020-07-01 to 2020-09-30. Shares as of 2020-10-30: 43,625,286 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2020-01-01 to 2020-12-31. Shares as of 2021-02-08: 43,581,317 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2021-01-01 to 2021-03-31. Shares as of 2021-04-30: 43,425,202 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2021-04-01 to 2021-06-30. Shares as of 2021-07-31: 43,336,021 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2021-07-01 to 2021-09-30. Shares as of 2021-10-29: 43,349,877 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2021-01-01 to 2021-12-31. Shares as of 2022-02-07: 43,171,757 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-04-29: 42,826,146 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-07-29: 42,838,910 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-10-31: 42,839,903 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2022-01-01 to 2022-12-31. Shares as of 2023-02-03: 42,901,522 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-04-28: 42,904,332 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-07-31: 42,761,714 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-10-31: 47,087,868 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2023-01-01 to 2023-12-31. Shares as of 2024-01-31: 47,152,137 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-04-30: 47,149,315 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-07-31: 47,171,305 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-10-31: 47,177,534 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2024-01-01 to 2024-12-31. Shares as of 2025-01-31: 47,253,792 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-04-30: 47,257,723 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-07-31: 52,394,085 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-10-31: 52,315,193 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2025-01-01 to 2025-12-31. Shares as of 2026-01-31: 52,204,410 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-04-30: 52,010,232 source shares. Uses later-dated shares from the same quarterly filing.
            • Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-07-31: 51,960,061 source shares. Uses later-dated shares from the same quarterly filing.
            Latest period Q2 2026. EPS (TTM) 4.12.
            EPS (TTM)
            How much investors pay for each dollar of the company’s yearly earnings. It is not useful when the company has no profit.Formula: Share price ÷ trailing 12-month EPS
            Using split history cached 2026-09-23; assuming no new splits
            Q2 ’262017201820192020202120222023202420250x5x10x15x20x
              • Earnings period 2017-01-01 to 2017-03-31. Shares as of 2017-04-30: 43,443,866 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2017-04-28.
              • Earnings period 2017-04-01 to 2017-06-30. Shares as of 2017-07-31: 43,510,687 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2017-07-28.
              • Earnings period 2017-07-01 to 2017-09-30. Shares as of 2017-10-31: 43,537,673 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2017-11-03.
              • Earnings period 2017-01-01 to 2017-12-31. Shares as of 2018-02-09: 43,592,795 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2018-02-09.
              • Earnings period 2018-01-01 to 2018-03-31. Shares as of 2018-04-30: 43,632,377 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2018-04-27.
              • Earnings period 2018-04-01 to 2018-06-30. Shares as of 2018-07-31: 43,653,799 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2018-08-03.
              • Earnings period 2018-07-01 to 2018-09-30. Shares as of 2018-10-31: 43,667,380 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2018-11-02.
              • Earnings period 2018-01-01 to 2018-12-31. Shares as of 2019-02-11: 43,731,476 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2019-02-08.
              • Earnings period 2019-01-01 to 2019-03-31. Shares as of 2019-04-30: 43,757,647 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2019-05-03.
              • Earnings period 2019-04-01 to 2019-06-30. Shares as of 2019-07-31: 43,777,233 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2019-08-02.
              • Earnings period 2019-07-01 to 2019-09-30. Shares as of 2019-10-31: 43,791,695 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2019-11-01.
              • Earnings period 2019-01-01 to 2019-12-31. Shares as of 2020-02-10: 43,844,649 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2020-02-07.
              • Earnings period 2020-01-01 to 2020-03-31. Shares as of 2020-04-30: 43,587,445 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2020-05-01.
              • Earnings period 2020-04-01 to 2020-06-30. Shares as of 2020-07-31: 43,611,338 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2020-07-31.
              • Earnings period 2020-07-01 to 2020-09-30. Shares as of 2020-10-30: 43,625,286 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2020-10-30.
              • Earnings period 2020-01-01 to 2020-12-31. Shares as of 2021-02-08: 43,581,317 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2021-02-05.
              • Earnings period 2021-01-01 to 2021-03-31. Shares as of 2021-04-30: 43,425,202 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2021-04-30.
              • Earnings period 2021-04-01 to 2021-06-30. Shares as of 2021-07-31: 43,336,021 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2021-07-30.
              • Earnings period 2021-07-01 to 2021-09-30. Shares as of 2021-10-29: 43,349,877 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2021-10-29.
              • Earnings period 2021-01-01 to 2021-12-31. Shares as of 2022-02-07: 43,171,757 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2022-02-04.
              • Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-04-29: 42,826,146 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2022-04-29.
              • Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-07-29: 42,838,910 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2022-07-29.
              • Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-10-31: 42,839,903 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2022-10-28.
              • Earnings period 2022-01-01 to 2022-12-31. Shares as of 2023-02-03: 42,901,522 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2023-02-03.
              • Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-04-28: 42,904,332 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2023-04-28.
              • Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-07-31: 42,761,714 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2023-07-28.
              • Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-10-31: 47,087,868 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2023-11-03.
              • Earnings period 2023-01-01 to 2023-12-31. Shares as of 2024-01-31: 47,152,137 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2024-02-02.
              • Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-04-30: 47,149,315 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2024-05-03.
              • Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-07-31: 47,171,305 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2024-08-02.
              • Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-10-31: 47,177,534 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2024-11-01.
              • Earnings period 2024-01-01 to 2024-12-31. Shares as of 2025-01-31: 47,253,792 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2025-01-31.
              • Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-04-30: 47,257,723 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2025-05-02.
              • Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-07-31: 52,394,085 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2025-08-01.
              • Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-10-31: 52,315,193 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2025-10-31.
              • Earnings period 2025-01-01 to 2025-12-31. Shares as of 2026-01-31: 52,204,410 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2026-01-30.
              • Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-04-30: 52,010,232 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2026-05-01.
              • Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-07-31: 51,960,061 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2026-07-31.
              Latest period Q2 2026. P/E ratio 12.8x.
              P/E ratio
              See how the number of shares changes over time. More shares can mean each existing share owns a smaller slice of the company.Formula: Outstanding shares = issued shares − treasury shares Share-count growth = (current shares ÷ previous shares − 1) × 100%
              Stock split history may be out of date.
              2026201720182019202020212022202320242025010M20M30M40M50M
                  Latest period Shares as of 2026-07-31 (quarter ended 2026-06-30). Shares outstanding 52M. Class detail unavailable 52M.
                  Class detail unavailable