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The bank was founded as a state-chartered bank on September 18, 2003, in Los Angeles, California. On July 9, 2007, Pacific City Financial Corporation was established and became a bank holding company with Pacific City Bank become a wholly owned subsidiary. Daniel Cho was appointed to Pacific City Bank’s board of directors on April 1, 2017. Henry Kim was appointed to succeed Haeyoung Cho, a founding member of the bank, as president and chief executive officer of the company and the bank upon her retirement at the end of 2017.