Compare sales with the profit left after direct costs and the profit left after all expenses and taxes.Formula: Gross profit = revenue − cost of revenue
Net income = total income − total expenses
Latest period Q2 '26. Revenue 1.93M. Gross profit 1.93M. Net profit -1.51M.
RevenueGross profitNet profit
See which business lines, products, or regions generate the company’s sales.Formula: Company revenue = Σ(segment revenues) + reconciliation adjustments
Latest period Q2 '26. Account Fee Income 823.93K. Investments Income 257.85K. Loan Program Income 837.94K. Safe Harbor Program Income 15.02K.
Account Fee IncomeInvestments IncomeLoan Program IncomeSafe Harbor Program Income
See how much of the company’s revenue comes from each customer it reports as 10% or more of revenue. Filings often name these customers only as Customer A, Customer B, and so on.Formula: Customer share = customer revenue ÷ total revenue × 100%
Other customers = 100% − Σ(major customer shares)
Latest period Q3 '25. Partner Colorado Credit Union 88%. Other customers 12%.
Partner Colorado Credit UnionOther customers
See how much of each dollar of sales remains after direct costs, after running the business, and after all expenses and taxes.Formula: Gross margin = gross profit ÷ revenue × 100%
Operating margin = operating income ÷ revenue × 100%
Net margin = net income ÷ revenue × 100%
Latest period Q2 '26. Gross margin 100%. Operating margin -53%. Net profit margin -78.2%.
Gross marginOperating marginNet profit margin
See the amounts the company has committed to pay that its balance sheet does not record yet: leases it has signed that have not started, unconditional purchase and other contractual commitments, and the most it could have to pay under guarantees and credit backstops. Amounts are as the filing reports them at each balance-sheet date.Formula: Commitments = leases not yet commenced + purchase & other commitments + maximum guarantee exposure
Latest period Q2 '26. Guarantees & contingent commitments 33.4M.
Leases not yet commencedPurchase & other commitmentsGuarantees & contingent commitments
Compare cash generated by the business, spending on long-lived assets, and what remains afterward.Formula: Free cash flow = operating cash flow − capital expenditures
$
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Capex: purchases of property, plant and equipment
Latest period Q2 '26. Operating cash flow -1.8M.
Operating cash flowCapexFree cash flow
Compare the company’s cash cushion with its borrowings. Negative net cash means debt is greater than cash.Formula: Net cash = cash − debt
Latest period 2026. Cash 5.7M.
CashDebtNet cash
Profit for each share over the trailing 12 months, adjusted for stock splits.Formula: Earnings available to common shareholders ÷ weighted-average shares
$/shareUsing split history cached 2026-09-23; assuming no new splits
Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-03-31: 3,403,175 source shares.
Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-06-30: 7,208,047 source shares.
Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-09-30: 18,715,912 source shares.
Earnings period 2022-01-01 to 2022-12-31. Shares as of 2022-12-31: 23,732,889 source shares.
Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-03-31: 40,288,817 source shares.
Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-06-30: 46,265,317 source shares.
Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-09-30: 46,593,317 source shares.
Earnings period 2023-01-01 to 2023-12-31. Shares as of 2023-12-31: 2,728,169 source shares.
Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-03-31: 55,431,001 source shares.
Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-06-30: 55,431,001 source shares.
Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-09-30: 55,673,327 source shares.
Earnings period 2024-01-01 to 2024-12-31. Shares as of 2024-12-31: 2,783,667 source shares.
Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-03-31: 2,786,538 source shares.
Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-06-30: 2,826,468 source shares.
Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-09-30: 2,915,956 source shares.
Earnings period 2025-01-01 to 2025-12-31. Shares as of 2025-12-31: 4,281,523 source shares.
Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-05-14: 6,455,796 source shares. Uses later-dated shares from the same quarterly filing.
Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-06-30: 12,332,955 source shares.
Latest period Q2 2026. EPS (TTM) -0.39.
EPS (TTM)
How much investors pay for each dollar of the company’s yearly earnings. It is not useful when the company has no profit.Formula: Share price ÷ trailing 12-month EPS
Using split history cached 2026-09-23; assuming no new splits
Q1 2022: Security type not verified
Q2 2022: Security type not verified
Q3 2022: Security type not verified
FY 2022: Security type not verified
Q1 2023: Security type not verified
Q2 2023: Security type not verified
Q3 2023: Security type not verified
FY 2023: Security type not verified
Q1 2024: Security type not verified
Q2 2024: Security type not verified
Q3 2024: Security type not verified
FY 2024: Security type not verified
Q1 2025: Security type not verified
Q2 2025: Security type not verified
Q3 2025: Security type not verified
FY 2025: Security type not verified
Q1 2026: Security type not verified
Q2 2026: Security type not verified
Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-03-31: 3,403,175 source shares.
Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-06-30: 7,208,047 source shares.
Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-09-30: 18,715,912 source shares.
Earnings period 2022-01-01 to 2022-12-31. Shares as of 2022-12-31: 23,732,889 source shares.
Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-03-31: 40,288,817 source shares.
Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-06-30: 46,265,317 source shares.
Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-09-30: 46,593,317 source shares.
Earnings period 2023-01-01 to 2023-12-31. Shares as of 2023-12-31: 2,728,169 source shares.
Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-03-31: 55,431,001 source shares.
Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-06-30: 55,431,001 source shares.
Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-09-30: 55,673,327 source shares.
Earnings period 2024-01-01 to 2024-12-31. Shares as of 2024-12-31: 2,783,667 source shares.
Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-03-31: 2,786,538 source shares.
Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-06-30: 2,826,468 source shares.
Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-09-30: 2,915,956 source shares.
Earnings period 2025-01-01 to 2025-12-31. Shares as of 2025-12-31: 4,281,523 source shares.
Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-05-14: 6,455,796 source shares. Uses later-dated shares from the same quarterly filing.
Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-06-30: 12,332,955 source shares.
Latest period Q2 2026. P/E ratio Missing.
P/E ratio
See how the number of shares changes over time. More shares can mean each existing share owns a smaller slice of the company.Formula: Outstanding shares = issued shares − treasury shares
Share-count growth = (current shares ÷ previous shares − 1) × 100%
Stock split history may be out of date.
2025-03-24: Reverse stock split 1-for-20
Latest period 2026. Shares outstanding 12.3M. Class detail unavailable 12.3M.
