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Visnia

SSMARTFINANCIAL INC.

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SMARTFINANCIAL INC.

$50.93Close · Sep 22, 2026
  • Overview
  • Financial statements
  • Metrics
    • Revenue & profit
    • Revenue by segment
    • Launches
    • Revenue concentration
    • Margins
    • Contracted revenue
    • Off-balance-sheet commitments
    • Cash flow
    • Cash & debt
    • Earnings per share
    • P/E ratio
    • Share count & dilution
  • Quarterly earnings
  • Similar companies
  • Insider Transactions
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Metrics

Revenue & profit
Revenue by segment
Margins
Contracted revenue
Cash flow
Cash & debt
Earnings per share
Share count & dilution

Metrics

Compare sales with the profit left after direct costs and the profit left after all expenses and taxes.Formula: Gross profit = revenue − cost of revenue Net income = total income − total expenses
Q2 ’26201720182019202020212022202320242025010M20M30M40M50MLatest period Q2 '26. Revenue 55.95M. Gross profit Unavailable. Net profit 16.32M.
RevenueGross profitNet profit
See how much of each dollar of sales remains after direct costs, after running the business, and after all expenses and taxes.Formula: Gross margin = gross profit ÷ revenue × 100% Operating margin = operating income ÷ revenue × 100% Net margin = net income ÷ revenue × 100%
Q2 ’262017201820192020202120222023202420250%10%20%30%Latest period Q2 '26. Net profit margin 29.2%.
Gross marginOperating marginNet profit margin
Compare cash generated by the business, spending on long-lived assets, and what remains afterward.Formula: Free cash flow = operating cash flow − capital expenditures
$
Q2 ’26201720182019202020212022202320242025010M20M
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    Latest period Q2 '26. Operating cash flow 23.7M. Capex -1.2M. Free cash flow 22.5M.
    Operating cash flowCapexFree cash flow
    Compare the company’s cash cushion with its borrowings. Negative net cash means debt is greater than cash.Formula: Net cash = cash − debt
    20262017201820192020202120222023202420250200M400M600M800M1B
        Latest period 2026. Cash 379.4M. Debt 99.4M.
        CashDebtNet cash
        Profit for each share over the trailing 12 months, adjusted for stock splits.Formula: Earnings available to common shareholders ÷ weighted-average shares
        $/shareUsing split history cached 2026-09-23; assuming no new splits
        Q2 ’26201720182019202020212022202320242025-1.000.001.002.003.004.00
          • Earnings period 2017-01-01 to 2017-03-31. Shares as of 2017-03-31: 8,211,102 source shares.
          • Earnings period 2017-04-01 to 2017-06-30. Shares as of 2017-06-30: 8,219,261 source shares.
          • Earnings period 2017-07-01 to 2017-09-30. Shares as of 2017-09-30: 8,243,256 source shares.
          • Earnings period 2017-01-01 to 2017-12-31. Shares as of 2017-12-31: 11,152,561 source shares.
          • Earnings period 2018-01-01 to 2018-03-31. Shares as of 2018-03-31: 11,233,806 source shares.
          • Earnings period 2018-04-01 to 2018-06-30. Shares as of 2018-06-30: 12,704,581 source shares.
          • Earnings period 2018-07-01 to 2018-09-30. Shares as of 2018-09-30: 12,750,272 source shares.
          • Earnings period 2018-01-01 to 2018-12-31. Shares as of 2018-12-31: 13,933,504 source shares.
          • Earnings period 2019-01-01 to 2019-03-31. Shares as of 2019-03-31: 13,951,590 source shares.
          • Earnings period 2019-04-01 to 2019-06-30. Shares as of 2019-06-30: 13,953,209 source shares.
          • Earnings period 2019-07-01 to 2019-09-30. Shares as of 2019-09-30: 13,957,973 source shares.
          • Earnings period 2019-01-01 to 2019-12-31. Shares as of 2019-12-31: 14,008,233 source shares.
          • Earnings period 2020-01-01 to 2020-03-31. Shares as of 2020-03-31: 15,221,990 source shares.
          • Earnings period 2020-04-01 to 2020-06-30. Shares as of 2020-06-30: 15,216,932 source shares.
          • Earnings period 2020-07-01 to 2020-09-30. Shares as of 2020-09-30: 15,233,227 source shares.
          • Earnings period 2020-01-01 to 2020-12-31. Shares as of 2020-12-31: 15,107,214 source shares.
          • Earnings period 2021-01-01 to 2021-03-31. Shares as of 2021-03-31: 15,104,536 source shares.
          • Earnings period 2021-04-01 to 2021-06-30. Shares as of 2021-06-30: 15,109,736 source shares.
          • Earnings period 2021-07-01 to 2021-09-30. Shares as of 2021-09-30: 16,801,447 source shares.
          • Earnings period 2021-01-01 to 2021-12-31. Shares as of 2021-12-31: 16,802,990 source shares.
          • Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-03-31: 16,893,282 source shares.
          • Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-06-30: 16,898,405 source shares.
          • Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-09-30: 16,887,555 source shares.
          • Earnings period 2022-01-01 to 2022-12-31. Shares as of 2022-12-31: 16,900,805 source shares.
          • Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-03-31: 17,004,092 source shares.
          • Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-06-30: 17,004,092 source shares.
          • Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-09-30: 16,994,543 source shares.
          • Earnings period 2023-01-01 to 2023-12-31. Shares as of 2023-12-31: 16,988,879 source shares.
          • Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-03-31: 17,056,704 source shares.
          • Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-06-30: 16,925,902 source shares.
          • Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-09-30: 16,926,374 source shares.
          • Earnings period 2024-01-01 to 2024-12-31. Shares as of 2024-12-31: 16,925,672 source shares.
          • Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-03-31: 17,017,547 source shares.
          • Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-06-30: 17,017,547 source shares.
          • Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-09-30: 17,028,001 source shares.
          • Earnings period 2025-01-01 to 2025-12-31. Shares as of 2025-12-31: 17,029,317 source shares.
          • Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-03-31: 17,098,473 source shares.
          • Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-06-30: 17,098,473 source shares.
          Latest period Q2 2026. EPS (TTM) 3.36.
          EPS (TTM)
          How much investors pay for each dollar of the company’s yearly earnings. It is not useful when the company has no profit.Formula: Share price ÷ trailing 12-month EPS
          Using split history cached 2026-09-23; assuming no new splits
          Q2 ’262017201820192020202120222023202420250x10x20x30x40x50x
            • Earnings period 2017-01-01 to 2017-03-31. Shares as of 2017-03-31: 8,211,102 source shares. Weekly price on 2017-03-31.
            • Earnings period 2017-04-01 to 2017-06-30. Shares as of 2017-06-30: 8,219,261 source shares. Weekly price on 2017-06-30.
            • Earnings period 2017-07-01 to 2017-09-30. Shares as of 2017-09-30: 8,243,256 source shares. Nearby weekly price on 2017-09-29.
            • Earnings period 2017-01-01 to 2017-12-31. Shares as of 2017-12-31: 11,152,561 source shares. Nearby weekly price on 2017-12-29.
            • Earnings period 2018-01-01 to 2018-03-31. Shares as of 2018-03-31: 11,233,806 source shares. Nearby weekly price on 2018-03-29.
            • Earnings period 2018-04-01 to 2018-06-30. Shares as of 2018-06-30: 12,704,581 source shares. Nearby weekly price on 2018-06-29.
            • Earnings period 2018-07-01 to 2018-09-30. Shares as of 2018-09-30: 12,750,272 source shares. Nearby weekly price on 2018-09-28.
            • Earnings period 2018-01-01 to 2018-12-31. Shares as of 2018-12-31: 13,933,504 source shares. Nearby weekly price on 2018-12-28.
            • Earnings period 2019-01-01 to 2019-03-31. Shares as of 2019-03-31: 13,951,590 source shares. Nearby weekly price on 2019-03-29.
            • Earnings period 2019-04-01 to 2019-06-30. Shares as of 2019-06-30: 13,953,209 source shares. Nearby weekly price on 2019-06-28.
            • Earnings period 2019-07-01 to 2019-09-30. Shares as of 2019-09-30: 13,957,973 source shares. Nearby weekly price on 2019-09-27.
            • Earnings period 2019-01-01 to 2019-12-31. Shares as of 2019-12-31: 14,008,233 source shares. Nearby weekly price on 2020-01-03.
            • Earnings period 2020-01-01 to 2020-03-31. Shares as of 2020-03-31: 15,221,990 source shares. Nearby weekly price on 2020-04-03.
            • Earnings period 2020-04-01 to 2020-06-30. Shares as of 2020-06-30: 15,216,932 source shares. Nearby weekly price on 2020-07-02.
            • Earnings period 2020-07-01 to 2020-09-30. Shares as of 2020-09-30: 15,233,227 source shares. Nearby weekly price on 2020-10-02.
            • Earnings period 2020-01-01 to 2020-12-31. Shares as of 2020-12-31: 15,107,214 source shares. Weekly price on 2020-12-31.
            • Earnings period 2021-01-01 to 2021-03-31. Shares as of 2021-03-31: 15,104,536 source shares. Nearby weekly price on 2021-04-01.
            • Earnings period 2021-04-01 to 2021-06-30. Shares as of 2021-06-30: 15,109,736 source shares. Nearby weekly price on 2021-07-02.
            • Earnings period 2021-07-01 to 2021-09-30. Shares as of 2021-09-30: 16,801,447 source shares. Nearby weekly price on 2021-10-01.
            • Earnings period 2021-01-01 to 2021-12-31. Shares as of 2021-12-31: 16,802,990 source shares. Weekly price on 2021-12-31.
            • Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-03-31: 16,893,282 source shares. Nearby weekly price on 2022-04-01.
            • Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-06-30: 16,898,405 source shares. Nearby weekly price on 2022-07-01.
            • Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-09-30: 16,887,555 source shares. Weekly price on 2022-09-30.
            • Earnings period 2022-01-01 to 2022-12-31. Shares as of 2022-12-31: 16,900,805 source shares. Nearby weekly price on 2022-12-30.
            • Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-03-31: 17,004,092 source shares. Weekly price on 2023-03-31.
            • Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-06-30: 17,004,092 source shares. Weekly price on 2023-06-30.
            • Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-09-30: 16,994,543 source shares. Nearby weekly price on 2023-09-29.
            • Earnings period 2023-01-01 to 2023-12-31. Shares as of 2023-12-31: 16,988,879 source shares. Nearby weekly price on 2023-12-29.
            • Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-03-31: 17,056,704 source shares. Nearby weekly price on 2024-03-28.
            • Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-06-30: 16,925,902 source shares. Nearby weekly price on 2024-06-28.
            • Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-09-30: 16,926,374 source shares. Nearby weekly price on 2024-09-27.
            • Earnings period 2024-01-01 to 2024-12-31. Shares as of 2024-12-31: 16,925,672 source shares. Nearby weekly price on 2025-01-03.
            • Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-03-31: 17,017,547 source shares. Nearby weekly price on 2025-03-28.
            • Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-06-30: 17,017,547 source shares. Nearby weekly price on 2025-06-27.
            • Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-09-30: 17,028,001 source shares. Nearby weekly price on 2025-10-03.
            • Earnings period 2025-01-01 to 2025-12-31. Shares as of 2025-12-31: 17,029,317 source shares. Nearby weekly price on 2026-01-02.
            • Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-03-31: 17,098,473 source shares. Nearby weekly price on 2026-04-02.
            • Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-06-30: 17,098,473 source shares. Nearby weekly price on 2026-07-02.
            Latest period Q2 2026. P/E ratio 14.1x.
            P/E ratio
            See how the number of shares changes over time. More shares can mean each existing share owns a smaller slice of the company.Formula: Outstanding shares = issued shares − treasury shares Share-count growth = (current shares ÷ previous shares − 1) × 100%
            Stock split history may be out of date.
            202620172018201920202021202220232024202505M10M15M
                Latest period 2026. Shares outstanding 17.1M. Class detail unavailable 17.1M.
                Class detail unavailable