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VVelocity Financial, Inc.

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Velocity Financial, Inc.

$16.28Close · Sep 22, 2026
  • Overview
  • Financial statements
  • Metrics
    • Revenue & profit
    • Revenue by segment
    • Launches
    • Revenue concentration
    • Margins
    • Contracted revenue
    • Off-balance-sheet commitments
    • Cash flow
    • Cash & debt
    • Earnings per share
    • P/E ratio
    • Share count & dilution
  • Quarterly earnings
  • Similar companies
  • Insider Transactions
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Metrics

Revenue & profit
Revenue by segment
Margins
Contracted revenue
Cash flow
Cash & debt
Earnings per share
Share count & dilution

Metrics

Compare sales with the profit left after direct costs and the profit left after all expenses and taxes.Formula: Gross profit = revenue − cost of revenue Net income = total income − total expenses
Q1 ’202018201920212022202320242025202605M10M15MLatest period Q1 '20. Revenue 17.07M. Gross profit Unavailable. Net profit 2.58M.
RevenueGross profitNet profit
See how much of each dollar of sales remains after direct costs, after running the business, and after all expenses and taxes.Formula: Gross margin = gross profit ÷ revenue × 100% Operating margin = operating income ÷ revenue × 100% Net margin = net income ÷ revenue × 100%
Q1 ’20201820192021202220232024202520260%10%20%30%Latest period Q1 '20. Net profit margin 15.1%.
Gross marginOperating marginNet profit margin
Compare cash generated by the business, spending on long-lived assets, and what remains afterward.Formula: Free cash flow = operating cash flow − capital expenditures
$
Q2 ’2620182019202020212022202320242025-80M-60M-40M-20M020M40M
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    Latest period Q2 '26. Operating cash flow 3.7M. Capex -98K. Free cash flow 3.6M.
    Operating cash flowCapexFree cash flow
    Compare the company’s cash cushion with its borrowings. Negative net cash means debt is greater than cash.Formula: Net cash = cash − debt
    20262018201920202021202220232024202502B4B6B
        Latest period 2026. Cash 76.1M. Debt 6.3B.
        CashDebtNet cash
        Profit for each share over the trailing 12 months, adjusted for stock splits.Formula: Earnings available to common shareholders ÷ weighted-average shares
        $/shareUsing split history cached 2026-09-23; assuming no new splits
        four_consecutive_quarters_unavailableMissingfour_consecutive_quarters_unavailableMissingfour_consecutive_quarters_unavailableMissingQ2 ’2620182019202020212022202320242025-2.000.002.00
        • Q1 2019: four consecutive quarters unavailable
        • Q2 2019: four consecutive quarters unavailable
        • Q3 2019: four consecutive quarters unavailable
        • Earnings period 2018-01-01 to 2018-12-31. Shares as of 2021-03-01: 20,567,494 source shares. Uses later-dated shares from the same quarterly filing.
        • Earnings period 2019-01-01 to 2019-03-31. Shares as of 2019-03-31: unavailable source shares.
        • Earnings period 2019-04-01 to 2019-06-30. Shares as of 2019-06-30: unavailable source shares.
        • Earnings period 2019-07-01 to 2019-09-30. Shares as of 2019-09-30: unavailable source shares.
        • Earnings period 2019-01-01 to 2019-12-31. Shares as of 2019-12-31: 111,072,000 source shares.
        • Earnings period 2020-01-01 to 2020-03-31. Shares as of 2020-03-31: 20,087,494 source shares.
        • Earnings period 2020-04-01 to 2020-06-30. Shares as of 2020-06-30: 20,087,494 source shares.
        • Earnings period 2020-07-01 to 2020-09-30. Shares as of 2020-09-30: 20,087,494 source shares.
        • Earnings period 2020-01-01 to 2020-12-31. Shares as of 2020-12-31: 20,087,494 source shares.
        • Earnings period 2021-01-01 to 2021-03-31. Shares as of 2021-04-30: 20,567,494 source shares. Uses later-dated shares from the same quarterly filing.
        • Earnings period 2021-04-01 to 2021-06-30. Shares as of 2021-07-30: 20,594,005 source shares. Uses later-dated shares from the same quarterly filing.
        • Earnings period 2021-07-01 to 2021-09-30. Shares as of 2021-11-01: 32,293,042 source shares. Uses later-dated shares from the same quarterly filing.
        • Earnings period 2021-01-01 to 2021-12-31. Shares as of 2021-12-31: 32,293,042 source shares.
        • Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-03-31: 32,384,645 source shares.
        • Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-06-30: 32,415,860 source shares.
        • Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-09-30: 32,415,860 source shares.
        • Earnings period 2022-01-01 to 2022-12-31. Shares as of 2022-12-31: 32,489,869 source shares.
        • Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-03-31: 32,602,432 source shares.
        • Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-06-30: 32,741,628 source shares.
        • Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-09-30: 32,784,157 source shares.
        • Earnings period 2023-01-01 to 2023-12-31. Shares as of 2023-12-31: 32,865,836 source shares.
        • Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-03-31: 32,985,794 source shares.
        • Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-06-30: 33,098,635 source shares.
        • Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-09-30: 33,114,845 source shares.
        • Earnings period 2024-01-01 to 2024-12-31. Shares as of 2024-12-31: 33,545,585 source shares.
        • Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-03-31: 35,384,747 source shares.
        • Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-06-30: 38,289,087 source shares.
        • Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-09-30: 38,900,030 source shares.
        • Earnings period 2025-01-01 to 2025-12-31. Shares as of 2025-12-31: 38,965,317 source shares.
        • Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-03-31: 39,235,281 source shares.
        • Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-06-30: 39,293,655 source shares.
        Latest period Q2 2026. EPS (TTM) 2.74.
        EPS (TTM)
        How much investors pay for each dollar of the company’s yearly earnings. It is not useful when the company has no profit.Formula: Share price ÷ trailing 12-month EPS
        Using split history cached 2026-09-23; assuming no new splits
        four consecutive quarters unavailableMissingfour consecutive quarters unavailableMissingfour consecutive quarters unavailableMissinghistorical price missing or staleMissingQ2 ’2620182019202020212022202320242025-5x0x5x10x15x
        • Q1 2019: four consecutive quarters unavailable
        • Q2 2019: four consecutive quarters unavailable
        • Q3 2019: four consecutive quarters unavailable
        • FY 2019: historical price missing or stale
        • Earnings period 2018-01-01 to 2018-12-31. Shares as of 2021-03-01: 20,567,494 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2021-02-26.
        • Earnings period 2019-01-01 to 2019-03-31. Shares as of 2019-03-31: unavailable source shares.
        • Earnings period 2019-04-01 to 2019-06-30. Shares as of 2019-06-30: unavailable source shares.
        • Earnings period 2019-07-01 to 2019-09-30. Shares as of 2019-09-30: unavailable source shares.
        • Earnings period 2019-01-01 to 2019-12-31. Shares as of 2019-12-31: 111,072,000 source shares.
        • Earnings period 2020-01-01 to 2020-03-31. Shares as of 2020-03-31: 20,087,494 source shares. Nearby weekly price on 2020-04-03.
        • Earnings period 2020-04-01 to 2020-06-30. Shares as of 2020-06-30: 20,087,494 source shares. Nearby weekly price on 2020-07-02.
        • Earnings period 2020-07-01 to 2020-09-30. Shares as of 2020-09-30: 20,087,494 source shares. Nearby weekly price on 2020-10-02.
        • Earnings period 2020-01-01 to 2020-12-31. Shares as of 2020-12-31: 20,087,494 source shares. Weekly price on 2020-12-31.
        • Earnings period 2021-01-01 to 2021-03-31. Shares as of 2021-04-30: 20,567,494 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2021-04-30.
        • Earnings period 2021-04-01 to 2021-06-30. Shares as of 2021-07-30: 20,594,005 source shares. Uses later-dated shares from the same quarterly filing. Weekly price on 2021-07-30.
        • Earnings period 2021-07-01 to 2021-09-30. Shares as of 2021-11-01: 32,293,042 source shares. Uses later-dated shares from the same quarterly filing. Nearby weekly price on 2021-10-29.
        • Earnings period 2021-01-01 to 2021-12-31. Shares as of 2021-12-31: 32,293,042 source shares. Weekly price on 2021-12-31.
        • Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-03-31: 32,384,645 source shares. Nearby weekly price on 2022-04-01.
        • Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-06-30: 32,415,860 source shares. Nearby weekly price on 2022-07-01.
        • Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-09-30: 32,415,860 source shares. Weekly price on 2022-09-30.
        • Earnings period 2022-01-01 to 2022-12-31. Shares as of 2022-12-31: 32,489,869 source shares. Nearby weekly price on 2022-12-30.
        • Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-03-31: 32,602,432 source shares. Weekly price on 2023-03-31.
        • Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-06-30: 32,741,628 source shares. Weekly price on 2023-06-30.
        • Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-09-30: 32,784,157 source shares. Nearby weekly price on 2023-09-29.
        • Earnings period 2023-01-01 to 2023-12-31. Shares as of 2023-12-31: 32,865,836 source shares. Nearby weekly price on 2023-12-29.
        • Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-03-31: 32,985,794 source shares. Nearby weekly price on 2024-03-28.
        • Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-06-30: 33,098,635 source shares. Nearby weekly price on 2024-06-28.
        • Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-09-30: 33,114,845 source shares. Nearby weekly price on 2024-09-27.
        • Earnings period 2024-01-01 to 2024-12-31. Shares as of 2024-12-31: 33,545,585 source shares. Nearby weekly price on 2025-01-03.
        • Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-03-31: 35,384,747 source shares. Nearby weekly price on 2025-03-28.
        • Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-06-30: 38,289,087 source shares. Nearby weekly price on 2025-06-27.
        • Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-09-30: 38,900,030 source shares. Nearby weekly price on 2025-10-03.
        • Earnings period 2025-01-01 to 2025-12-31. Shares as of 2025-12-31: 38,965,317 source shares. Nearby weekly price on 2026-01-02.
        • Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-03-31: 39,235,281 source shares. Nearby weekly price on 2026-04-02.
        • Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-06-30: 39,293,655 source shares. Nearby weekly price on 2026-07-02.
        Latest period Q2 2026. P/E ratio 6.8x.
        P/E ratio
        See how the number of shares changes over time. More shares can mean each existing share owns a smaller slice of the company.Formula: Outstanding shares = issued shares − treasury shares Share-count growth = (current shares ÷ previous shares − 1) × 100%
        Stock split history may be out of date.
        202620182019202020212022202320242025020M40M60M80M100M
            Latest period 2026. Shares outstanding 39.3M. Class detail unavailable 39.3M.
            Class detail unavailable