Skip to content
Visnia
CtrlK
EconomyAI buildoutMarket MapFundsWatchlist
Log in
Market cap
Revenue
Net income
Cash on hand
Gross margin
Net margin
EPS
P/E ratio
Search
Market mapFundsWatchlist
Visnia

WWaterstone Financial, Inc.

EconomyAI buildoutMarket MapFundsWatchlist
Log in
W

Waterstone Financial, Inc.

  • Overview
  • Financial statements
  • Metrics
    • Revenue & profit
    • Revenue by segment
    • Launches
    • Revenue concentration
    • Margins
    • Contracted revenue
    • Off-balance-sheet commitments
    • Cash flow
    • Cash & debt
    • Earnings per share
    • P/E ratio
    • Share count & dilution
  • Quarterly earnings
  • Similar companies
  • Insider Transactions
Loading financial graphs

Metrics

Revenue & profit
Revenue by segment
Margins
Contracted revenue
Cash flow
Cash & debt
Earnings per share
Share count & dilution

Metrics

Compare sales with the profit left after direct costs and the profit left after all expenses and taxes.Formula: Gross profit = revenue − cost of revenue Net income = total income − total expenses
Q2 ’26201720182019202020212022202320242025020M40M60M80MLatest period Q2 '26. Revenue 40.25M. Gross profit Unavailable. Net profit 8.46M.
RevenueGross profitNet profit
See how much of each dollar of sales remains after direct costs, after running the business, and after all expenses and taxes.Formula: Gross margin = gross profit ÷ revenue × 100% Operating margin = operating income ÷ revenue × 100% Net margin = net income ÷ revenue × 100%
Q2 ’262017201820192020202120222023202420250%10%20%30%Latest period Q2 '26. Net profit margin 21%.
Gross marginOperating marginNet profit margin
Compare cash generated by the business, spending on long-lived assets, and what remains afterward.Formula: Free cash flow = operating cash flow − capital expenditures
$
Q2 ’26201720182019202020212022202320242025-100M-50M050M100M
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    • Capex: purchases of property, plant and equipment
    Latest period Q2 '26. Operating cash flow 9.5M. Capex -136K. Free cash flow 9.4M.
    Operating cash flowCapexFree cash flow
    Compare the company’s cash cushion with its borrowings. Negative net cash means debt is greater than cash.Formula: Net cash = cash − debt
    20262017201820192020202120222023202420250200M400M600M
        Latest period 2026. Cash 32.7M. Debt 412M.
        CashDebtNet cash
        Profit for each share over the trailing 12 months, adjusted for stock splits.Formula: Earnings available to common shareholders ÷ weighted-average shares
        $/shareUsing split history cached 2026-09-23; assuming no new splits
        Q2 ’26201720182019202020212022202320242025-1.000.001.002.003.004.00
          • Earnings period 2017-01-01 to 2017-03-31. Shares as of 2017-03-31: 29,450,655 source shares.
          • Earnings period 2017-04-01 to 2017-06-30. Shares as of 2017-06-30: 29,554,466 source shares.
          • Earnings period 2017-07-01 to 2017-09-30. Shares as of 2017-09-30: 29,483,346 source shares.
          • Earnings period 2017-01-01 to 2017-12-31. Shares as of 2017-12-31: 29,501,346 source shares.
          • Earnings period 2018-01-01 to 2018-03-31. Shares as of 2018-03-31: 29,323,807 source shares.
          • Earnings period 2018-04-01 to 2018-06-30. Shares as of 2018-06-30: 29,317,789 source shares.
          • Earnings period 2018-07-01 to 2018-09-30. Shares as of 2018-09-30: 29,049,939 source shares.
          • Earnings period 2018-01-01 to 2018-12-31. Shares as of 2018-12-31: 28,463,239 source shares.
          • Earnings period 2019-01-01 to 2019-03-31. Shares as of 2019-03-31: 28,004,135 source shares.
          • Earnings period 2019-04-01 to 2019-06-30. Shares as of 2019-06-30: 27,626,310 source shares.
          • Earnings period 2019-07-01 to 2019-09-30. Shares as of 2019-09-30: 27,147,260 source shares.
          • Earnings period 2019-01-01 to 2019-12-31. Shares as of 2019-12-31: 27,148,411 source shares.
          • Earnings period 2020-01-01 to 2020-03-31. Shares as of 2020-03-31: 26,274,974 source shares.
          • Earnings period 2020-04-01 to 2020-06-30. Shares as of 2020-06-30: 25,843,314 source shares.
          • Earnings period 2020-07-01 to 2020-09-30. Shares as of 2020-09-30: 25,220,036 source shares.
          • Earnings period 2020-01-01 to 2020-12-31. Shares as of 2020-12-31: 25,087,976 source shares.
          • Earnings period 2021-01-01 to 2021-03-31. Shares as of 2021-03-31: 25,230,284 source shares.
          • Earnings period 2021-04-01 to 2021-06-30. Shares as of 2021-06-30: 25,213,161 source shares.
          • Earnings period 2021-07-01 to 2021-09-30. Shares as of 2021-09-30: 25,038,054 source shares.
          • Earnings period 2021-01-01 to 2021-12-31. Shares as of 2021-12-31: 24,795,124 source shares.
          • Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-03-31: 24,146,920 source shares.
          • Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-06-30: 22,733,766 source shares.
          • Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-09-30: 22,318,471 source shares.
          • Earnings period 2022-01-01 to 2022-12-31. Shares as of 2022-12-31: 22,174,225 source shares.
          • Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-03-31: 21,867,233 source shares.
          • Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-06-30: 21,375,876 source shares.
          • Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-09-30: 20,859,649 source shares.
          • Earnings period 2023-01-01 to 2023-12-31. Shares as of 2023-12-31: 20,314,786 source shares.
          • Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-03-31: 19,909,643 source shares.
          • Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-06-30: 19,478,625 source shares.
          • Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-09-30: 19,456,939 source shares.
          • Earnings period 2024-01-01 to 2024-12-31. Shares as of 2024-12-31: 19,343,251 source shares.
          • Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-03-31: 19,281,231 source shares.
          • Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-06-30: 18,776,229 source shares.
          • Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-09-30: 18,524,115 source shares.
          • Earnings period 2025-01-01 to 2025-12-31. Shares as of 2025-12-31: 18,359,717 source shares.
          • Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-03-31: 18,145,996 source shares.
          • Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-06-30: 17,975,028 source shares.
          Latest period Q2 2026. EPS (TTM) 1.67.
          EPS (TTM)
          How much investors pay for each dollar of the company’s yearly earnings. It is not useful when the company has no profit.Formula: Share price ÷ trailing 12-month EPS
          Using split history cached 2026-09-23; assuming no new splits
          Security type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingSecurity type not verifiedMissingQ2 ’262017201820192020202120222023202420250x0.2x0.4x0.6x0.8x1x
          • Q1 2017: Security type not verified
          • Q2 2017: Security type not verified
          • Q3 2017: Security type not verified
          • FY 2017: Security type not verified
          • Q1 2018: Security type not verified
          • Q2 2018: Security type not verified
          • Q3 2018: Security type not verified
          • FY 2018: Security type not verified
          • Q1 2019: Security type not verified
          • Q2 2019: Security type not verified
          • Q3 2019: Security type not verified
          • FY 2019: Security type not verified
          • Q1 2020: Security type not verified
          • Q2 2020: Security type not verified
          • Q3 2020: Security type not verified
          • FY 2020: Security type not verified
          • Q1 2021: Security type not verified
          • Q2 2021: Security type not verified
          • Q3 2021: Security type not verified
          • FY 2021: Security type not verified
          • Q1 2022: Security type not verified
          • Q2 2022: Security type not verified
          • Q3 2022: Security type not verified
          • FY 2022: Security type not verified
          • Q1 2023: Security type not verified
          • Q2 2023: Security type not verified
          • Q3 2023: Security type not verified
          • FY 2023: Security type not verified
          • Q1 2024: Security type not verified
          • Q2 2024: Security type not verified
          • Q3 2024: Security type not verified
          • FY 2024: Security type not verified
          • Q1 2025: Security type not verified
          • Q2 2025: Security type not verified
          • Q3 2025: Security type not verified
          • FY 2025: Security type not verified
          • Q1 2026: Security type not verified
          • Q2 2026: Security type not verified
          • Earnings period 2017-01-01 to 2017-03-31. Shares as of 2017-03-31: 29,450,655 source shares.
          • Earnings period 2017-04-01 to 2017-06-30. Shares as of 2017-06-30: 29,554,466 source shares.
          • Earnings period 2017-07-01 to 2017-09-30. Shares as of 2017-09-30: 29,483,346 source shares.
          • Earnings period 2017-01-01 to 2017-12-31. Shares as of 2017-12-31: 29,501,346 source shares.
          • Earnings period 2018-01-01 to 2018-03-31. Shares as of 2018-03-31: 29,323,807 source shares.
          • Earnings period 2018-04-01 to 2018-06-30. Shares as of 2018-06-30: 29,317,789 source shares.
          • Earnings period 2018-07-01 to 2018-09-30. Shares as of 2018-09-30: 29,049,939 source shares.
          • Earnings period 2018-01-01 to 2018-12-31. Shares as of 2018-12-31: 28,463,239 source shares.
          • Earnings period 2019-01-01 to 2019-03-31. Shares as of 2019-03-31: 28,004,135 source shares.
          • Earnings period 2019-04-01 to 2019-06-30. Shares as of 2019-06-30: 27,626,310 source shares.
          • Earnings period 2019-07-01 to 2019-09-30. Shares as of 2019-09-30: 27,147,260 source shares.
          • Earnings period 2019-01-01 to 2019-12-31. Shares as of 2019-12-31: 27,148,411 source shares.
          • Earnings period 2020-01-01 to 2020-03-31. Shares as of 2020-03-31: 26,274,974 source shares.
          • Earnings period 2020-04-01 to 2020-06-30. Shares as of 2020-06-30: 25,843,314 source shares.
          • Earnings period 2020-07-01 to 2020-09-30. Shares as of 2020-09-30: 25,220,036 source shares.
          • Earnings period 2020-01-01 to 2020-12-31. Shares as of 2020-12-31: 25,087,976 source shares.
          • Earnings period 2021-01-01 to 2021-03-31. Shares as of 2021-03-31: 25,230,284 source shares.
          • Earnings period 2021-04-01 to 2021-06-30. Shares as of 2021-06-30: 25,213,161 source shares.
          • Earnings period 2021-07-01 to 2021-09-30. Shares as of 2021-09-30: 25,038,054 source shares.
          • Earnings period 2021-01-01 to 2021-12-31. Shares as of 2021-12-31: 24,795,124 source shares.
          • Earnings period 2022-01-01 to 2022-03-31. Shares as of 2022-03-31: 24,146,920 source shares.
          • Earnings period 2022-04-01 to 2022-06-30. Shares as of 2022-06-30: 22,733,766 source shares.
          • Earnings period 2022-07-01 to 2022-09-30. Shares as of 2022-09-30: 22,318,471 source shares.
          • Earnings period 2022-01-01 to 2022-12-31. Shares as of 2022-12-31: 22,174,225 source shares.
          • Earnings period 2023-01-01 to 2023-03-31. Shares as of 2023-03-31: 21,867,233 source shares.
          • Earnings period 2023-04-01 to 2023-06-30. Shares as of 2023-06-30: 21,375,876 source shares.
          • Earnings period 2023-07-01 to 2023-09-30. Shares as of 2023-09-30: 20,859,649 source shares.
          • Earnings period 2023-01-01 to 2023-12-31. Shares as of 2023-12-31: 20,314,786 source shares.
          • Earnings period 2024-01-01 to 2024-03-31. Shares as of 2024-03-31: 19,909,643 source shares.
          • Earnings period 2024-04-01 to 2024-06-30. Shares as of 2024-06-30: 19,478,625 source shares.
          • Earnings period 2024-07-01 to 2024-09-30. Shares as of 2024-09-30: 19,456,939 source shares.
          • Earnings period 2024-01-01 to 2024-12-31. Shares as of 2024-12-31: 19,343,251 source shares.
          • Earnings period 2025-01-01 to 2025-03-31. Shares as of 2025-03-31: 19,281,231 source shares.
          • Earnings period 2025-04-01 to 2025-06-30. Shares as of 2025-06-30: 18,776,229 source shares.
          • Earnings period 2025-07-01 to 2025-09-30. Shares as of 2025-09-30: 18,524,115 source shares.
          • Earnings period 2025-01-01 to 2025-12-31. Shares as of 2025-12-31: 18,359,717 source shares.
          • Earnings period 2026-01-01 to 2026-03-31. Shares as of 2026-03-31: 18,145,996 source shares.
          • Earnings period 2026-04-01 to 2026-06-30. Shares as of 2026-06-30: 17,975,028 source shares.
          Latest period Q2 2026. P/E ratio Missing.
          P/E ratio
          See how the number of shares changes over time. More shares can mean each existing share owns a smaller slice of the company.Formula: Outstanding shares = issued shares − treasury shares Share-count growth = (current shares ÷ previous shares − 1) × 100%
          Stock split history may be out of date.
          2026201720182019202020212022202320242025010M20M
              Latest period 2026. Shares outstanding 18M. Class detail unavailable 18M.
              Class detail unavailable